Bank Lending Rate in Italy increased to 3.98 percent in February from 3.97 percent in January of 2026. Bank Lending Rate in Italy averaged 3.88 percent from 2000 until 2026, reaching an all time high of 6.75 percent in February of 2001 and a record low of 1.61 percent in November of 2021. source: European Central Bank

Bank Lending Rate in Italy is expected to be 3.98 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Italy Bank Lending Rate is projected to trend around 4.48 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.98 3.97 percent Feb 2026
Consumer Confidence 92.60 97.40 points Mar 2026
Consumer Credit 90797.35 90591.20 EUR Million Jan 2026
Consumer Spending 277560.90 277349.90 EUR Million Dec 2025
Disposable Personal Income 364784.00 366292.00 EUR Dec 2025
Gasoline Prices 2.11 2.08 USD/Liter Mar 2026
Households Debt to GDP 35.90 35.90 percent of GDP Sep 2025
Households Debt to Income 55.42 56.91 percent Dec 2024
Personal Savings 10.60 11.40 percent Dec 2025
Retail Sales MoM 0.00 0.60 percent Feb 2026
Retail Sales YoY 1.60 2.50 percent Feb 2026


Italy Bank Lending Rate
In Italy, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
3.98 3.97 6.75 1.61 2000 - 2026 percent Monthly