Bank Lending Rate in France decreased to 3.39 percent in November from 3.48 percent in October of 2025. Bank Lending Rate in France averaged 2.91 percent from 2003 until 2025, reaching an all time high of 6.29 percent in September of 2008 and a record low of 0.38 percent in April of 2020. source: European Central Bank

Bank Lending Rate in France is expected to be 3.39 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the France Bank Lending Rate is projected to trend around 3.14 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.39 3.48 percent Nov 2025
Consumer Confidence 90.00 90.00 points Jan 2026
Consumer Credit 1736374.00 1736376.00 EUR Million Nov 2025
Consumer Spending 346335.00 345128.00 EUR Million Dec 2025
Disposable Personal Income 471252.00 470198.00 EUR Million Sep 2025
Gasoline Prices 2.12 2.05 USD/Liter Jan 2026
Households Debt to GDP 60.00 60.20 percent of GDP Jun 2025
Households Debt to Income 90.94 95.27 percent Dec 2024
Personal Savings 18.35 18.62 percent Sep 2025
Household Consumption MoM -0.60 -0.30 percent Dec 2025
Retail Sales MoM -1.80 1.60 percent Dec 2025
Retail Sales YoY -1.00 0.60 percent Dec 2025


France Bank Lending Rate
In France, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
3.39 3.48 6.29 0.38 2003 - 2025 percent Monthly