Bank Lending Rate in France remained unchanged at 3.48 percent in April. Bank Lending Rate in France averaged 2.92 percent from 2003 until 2026, reaching an all time high of 6.29 percent in September of 2008 and a record low of 0.38 percent in April of 2020. source: European Central Bank

Bank Lending Rate in France is expected to be 3.73 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the France Bank Lending Rate is projected to trend around 3.73 percent in 2027 and 3.48 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.48 3.48 percent Apr 2026
Consumer Confidence 84.00 82.00 points Jun 2026
Consumer Credit 1741005.00 1739777.00 EUR Million Apr 2026
Consumer Spending 345302.00 345902.00 EUR Million Mar 2026
Disposable Personal Income 474338.00 471723.00 EUR Million Mar 2026
Gasoline Prices 2.43 2.40 USD/Liter May 2026
Households Debt to GDP 59.70 59.90 percent of GDP Dec 2025
Households Debt to Income 90.94 95.27 percent Dec 2024
Personal Savings 17.86 17.72 percent Mar 2026
Household Consumption MoM -0.50 0.90 percent Apr 2026
Retail Sales MoM 0.40 0.40 percent Apr 2026
Retail Sales YoY 0.30 0.10 percent Apr 2026


France Bank Lending Rate
In France, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
3.48 3.48 6.29 0.38 2003 - 2026 percent Monthly