Bank Lending Rate in France decreased to 3.38 percent in January from 3.51 percent in December of 2025. Bank Lending Rate in France averaged 2.91 percent from 2003 until 2026, reaching an all time high of 6.29 percent in September of 2008 and a record low of 0.38 percent in April of 2020. source: European Central Bank

Bank Lending Rate in France is expected to be 3.38 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the France Bank Lending Rate is projected to trend around 3.88 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.38 3.51 percent Jan 2026
Consumer Confidence 91.00 90.00 points Feb 2026
Consumer Credit 1738354.00 1740961.00 EUR Million Jan 2026
Consumer Spending 346374.00 345110.00 EUR Million Dec 2025
Disposable Personal Income 471367.00 471167.00 EUR Million Dec 2025
Gasoline Prices 2.11 2.12 USD/Liter Feb 2026
Households Debt to GDP 60.00 60.20 percent of GDP Jun 2025
Households Debt to Income 90.94 95.27 percent Dec 2024
Personal Savings 17.89 18.33 percent Dec 2025
Household Consumption MoM 0.50 -0.50 percent Jan 2026
Retail Sales MoM 1.20 -1.60 percent Jan 2026
Retail Sales YoY 1.20 -0.90 percent Jan 2026


France Bank Lending Rate
In France, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
3.38 3.51 6.29 0.38 2003 - 2026 percent Monthly