Mortgage Rate in Australia increased to 5.51 percent in November from 5.50 percent in October of 2025. Mortgage Rate in Australia averaged 4.36 Percent from 2019 until 2025, reaching an all time high of 6.15 Percent in January of 2025 and a record low of 2.63 Percent in April of 2022. source: Reserve Bank of Australia
Mortgage Rate in Australia is expected to be 5.76 Percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Australia Mortgage Rate is projected to trend around 5.51 Percent in 2027 and 5.01 Percent in 2028, according to our econometric models.