Housing Credit in Australia increased to 0.70 percent in December from 0.60 percent in November of 2025. Housing Credit in Australia averaged 0.90 percent from 1976 until 2025, reaching an all time high of 3.00 percent in April of 1980 and a record low of -0.40 percent in July of 1984. source: Reserve Bank of Australia

Housing Credit in Australia is expected to be 0.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Australia Housing Credit MoM is projected to trend around 0.70 percent in 2027, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2025-12-19 12:30 AM
Housing Credit MoM
Nov 0.6% 0.6% 0.6%
2026-01-30 12:30 AM
Housing Credit MoM
Dec 0.7% 0.6% 0.6%
2026-02-27 12:30 AM
Housing Credit MoM
Jan 0.7%


Related Last Previous Unit Reference
Bank Lending Rate 10.01 10.01 percent Dec 2025
Westpac Consumer Confidence Index 92.90 94.50 points Jan 2026
Westpac Consumer Confidence Change -1.70 -9.00 percent Jan 2026
Consumer Credit 2487.29 2469.49 AUD Billion Dec 2025
GDP Consumption 353842.00 352059.00 AUD Million Sep 2025
Disposable Personal Income 445019.00 437382.00 AUD Million Sep 2025
Gasoline Prices 1.23 1.20 USD/Liter Jan 2026
Households Debt to GDP 113.70 112.70 percent of GDP Jun 2025
Housing Credit MoM 0.70 0.60 percent Dec 2025
Personal Savings 6.40 6.00 percent Sep 2025
Private Sector Credit MoM 0.80 0.60 percent Dec 2025


Australia Housing Credit MoM
In Australia, housing credit refers to the month-over-month change of credit extended to the economy's private sector for housing expenditures. It includes securitisations.
Actual Previous Highest Lowest Dates Unit Frequency
0.70 0.60 3.00 -0.40 1976 - 2025 percent Monthly
SA