Housing credit in Australia rose 0.5% month-on-month in July 2026, marking the softest rise in a year and easing from a 0.6% rise in June amid slower growth in investor credit (0.5% vs 0.8%), while owner-occupier credit held steady at 0.5%. source: Reserve Bank of Australia

Housing Credit in Australia averaged 0.90 percent from 1976 until 2026, reaching an all time high of 3.00 percent in April of 1980 and a record low of -0.40 percent in July of 1984. This page includes a chart with historical data for Australia Housing Credit MoM. Australia Housing Credit MoM - data, historical chart, forecasts and calendar of releases - was last updated on September of 2026.

Housing Credit in Australia is expected to be 0.40 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Australia Housing Credit MoM is projected to trend around 0.30 percent in 2027 and 0.20 percent in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-07-31 01:30 AM
Housing Credit MoM
Jun 0.6% 0.6% 0.5%
2026-08-31 01:30 AM
Housing Credit MoM
Jul 0.5% 0.6% 0.5%
2026-09-30 01:30 AM
Housing Credit MoM
Aug 0.5% 0.5%


Related Last Previous Unit Reference
Bank Lending Rate 10.76 10.76 percent Aug 2026
Westpac Consumer Confidence Index 84.40 88.90 points Sep 2026
Westpac Consumer Confidence Change -5.20 6.00 percent Sep 2026
Consumer Credit 2573.91 2568.43 AUD Billion Jul 2026
GDP Consumption 358963.00 357486.00 AUD Million Jun 2026
Disposable Personal Income 462107.00 457000.00 AUD Million Jun 2026
Gasoline Prices 1.44 1.27 USD/Liter Aug 2026
Households Debt to GDP 114.10 114.00 percent of GDP Mar 2026
Housing Credit MoM 0.50 0.60 percent Jul 2026
Personal Savings 6.50 6.40 percent Jun 2026
Private Sector Credit MoM 0.60 0.80 percent Jul 2026


Australia Housing Credit MoM
In Australia, housing credit refers to the month-over-month change of credit extended to the economy's private sector for housing expenditures. It includes securitisations.
Actual Previous Highest Lowest Dates Unit Frequency
0.50 0.60 3.00 -0.40 1976 - 2026 percent Monthly
SA