Australia’s housing credit, representing 62% of total private sector credit, grew by 0.6% month-over-month in April 2026, following a 0.7% increase in March, according to a delayed report from the Reserve Bank of Australia. Annually, growth picked up to 7.5% from 7.3%, continuing to signal resilience in private credit despite higher interest rates and economic uncertainty. Investor credit led the way, rising 0.9% and pushing annual growth to 10.2%, the first double-digit increase since 2015. Owner-occupier credit growth stayed steady at 0.5% month-over-month and 6.2% year-over-year. source: Reserve Bank of Australia
Housing Credit in Australia averaged 0.90 percent from 1976 until 2026, reaching an all time high of 3.00 percent in April of 1980 and a record low of -0.40 percent in July of 1984. This page includes a chart with historical data for Australia Housing Credit MoM. Australia Housing Credit MoM - data, historical chart, forecasts and calendar of releases - was last updated on June of 2026.
Housing Credit in Australia is expected to be 0.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Australia Housing Credit MoM is projected to trend around 0.30 percent in 2027 and 0.20 percent in 2028, according to our econometric models.