Consumer Credit in Australia increased to 2487.29 AUD Billion in December from 2469.49 AUD Billion in November of 2025. Consumer Credit in Australia averaged 954.44 AUD Billion from 1990 until 2025, reaching an all time high of 2487.29 AUD Billion in December of 2025 and a record low of 88.78 AUD Billion in January of 1990. source: Reserve Bank of Australia

Consumer Credit in Australia is expected to be 2431.00 AUD Billion by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Australia Consumer Credit is projected to trend around 2613.00 AUD Billion in 2027 and 2673.00 AUD Billion in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 10.01 10.01 percent Dec 2025
Westpac Consumer Confidence Index 92.90 94.50 points Jan 2026
Westpac Consumer Confidence Change -1.70 -9.00 percent Jan 2026
Consumer Credit 2487.29 2469.49 AUD Billion Dec 2025
GDP Consumption 353842.00 352059.00 AUD Million Sep 2025
Disposable Personal Income 445019.00 437382.00 AUD Million Sep 2025
Gasoline Prices 1.23 1.20 USD/Liter Jan 2026
Households Debt to GDP 113.70 112.70 percent of GDP Jun 2025
Housing Credit MoM 0.70 0.60 percent Dec 2025
Personal Savings 6.40 6.00 percent Sep 2025
Private Sector Credit MoM 0.80 0.60 percent Dec 2025


Australia Consumer Credit
In Australia, Consumer Credit refers to lending to individuals who conduct their affairs with the bank on a non-business basis.
Actual Previous Highest Lowest Dates Unit Frequency
2487.29 2469.49 2487.29 88.78 1990 - 2025 AUD Billion Monthly
Current Prices, NSA