The value of loans in Australia rose by 8.4% year-on-year in July 2026, easing from an 8.6% gain in the preceding period, which was the strongest yearly expansion since October 2022. Loan Growth in Australia averaged 10.19 percent from 1977 until 2026, reaching an all time high of 25.50 percent in October of 1988 and a record low of -1.80 percent in April of 1992. source: Reserve Bank of Australia

Loan Growth in Australia is expected to be 8.30 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Australia Private Sector Credit Growth YoY is projected to trend around 6.50 percent in 2027 and 6.00 percent in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-07-31 01:30 AM
Private Sector Credit YoY
Jun 8.5% 8.2% 8.2%
2026-08-31 01:30 AM
Private Sector Credit YoY
Jul 8.4% 8.5% 8.5%
2026-09-30 01:30 AM
Private Sector Credit YoY
Aug 8.4% 8.4%


Related Last Previous Unit Reference
Bank Bill Swap Rate 4.69 4.68 percent Sep 2026
Central Bank Balance Sheet 356713.00 357086.00 AUD Million Sep 2026
Deposit Interest Rate 3.30 3.30 percent Aug 2026
Foreign Exchange Reserves 106019.00 106651.00 AUD Million Aug 2026
Interbank Rate 4.35 4.35 percent Sep 2026
RBA Interest Rate 4.35 4.35 percent Aug 2026
Private Sector Credit YoY 8.40 8.50 percent Jul 2026
Loans to Private Sector 1440.60 1428.57 AUD Billion Jul 2026
Money Supply M0 308.00 278.11 AUD Billion Jul 2026
Money Supply M1 2026.41 2011.29 AUD Billion Jul 2026
Money Supply M3 3511.95 3480.90 AUD Billion Jul 2026
Private Debt to GDP 70.97 70.72 percent Dec 2025


Australia Private Sector Credit Growth YoY
In Australia, private sector credit refers to the month-over-month change of credit extended to the economy's private sector for housing, personal and business expenditures. It includes securitizations.
Actual Previous Highest Lowest Dates Unit Frequency
8.40 8.50 25.50 -1.80 1977 - 2026 percent Monthly
SA