Australia’s private sector credit rose by 8.1% year-on-year in March 2026, following a 7.8% growth in the previous month. The latest figure marked the largest annual increase in private lending activity since November 2022. source: Reserve Bank of Australia

Loan Growth in Australia averaged 10.20 percent from 1977 until 2026, reaching an all time high of 25.50 percent in October of 1988 and a record low of -1.80 percent in April of 1992. This page includes a chart with historical data for Australia Private Sector Credit Growth YoY. Australia Private Sector Credit Growth YoY - values, historical data and charts - was last updated on May of 2026.

Loan Growth in Australia is expected to be 7.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Australia Private Sector Credit Growth YoY is projected to trend around 7.50 percent in 2027 and 6.50 percent in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-03-31 12:30 AM
Private Sector Credit YoY
Feb 7.8% 7.7% 7.7%
2026-04-30 01:30 AM
Private Sector Credit YoY
Mar 8.1% 7.8% 7.8%
2026-05-29 01:30 AM
Private Sector Credit YoY
Apr 8.1% 8.0%


Related Last Previous Unit Reference
Bank Bill Swap Rate 4.44 4.45 percent May 2026
Central Bank Balance Sheet 360544.00 357565.00 AUD Million May 2026
Deposit Interest Rate 3.30 3.15 percent Apr 2026
Foreign Exchange Reserves 102881.00 106807.00 AUD Million Apr 2026
Interbank Rate 4.10 3.96 percent Apr 2026
RBA Interest Rate 4.35 4.10 percent May 2026
Private Sector Credit YoY 8.10 7.80 percent Mar 2026
Loans to Private Sector 1377.50 1363.61 AUD Billion Mar 2026
Money Supply M0 286.60 303.65 AUD Billion Mar 2026
Money Supply M1 1977.34 1964.02 AUD Billion Mar 2026
Money Supply M3 3419.95 3396.60 AUD Billion Mar 2026
Private Debt to GDP 70.90 69.20 percent Dec 2024


Australia Private Sector Credit Growth YoY
In Australia, private sector credit refers to the month-over-month change of credit extended to the economy's private sector for housing, personal and business expenditures. It includes securitizations.
Actual Previous Highest Lowest Dates Unit Frequency
8.10 7.80 25.50 -1.80 1977 - 2026 percent Monthly
SA