The value of loans in Australia increased 7.70 percent in January of 2026 over the same month in the previous year. Loan Growth in Australia averaged 10.20 percent from 1977 until 2026, reaching an all time high of 25.50 percent in October of 1988 and a record low of -1.80 percent in April of 1992. source: Reserve Bank of Australia

Loan Growth in Australia is expected to be 7.70 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Australia Private Sector Credit Growth YoY is projected to trend around 7.50 percent in 2027 and 6.50 percent in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-01-30 12:30 AM
Private Sector Credit YoY
Dec 7.7% 7.4% 7.4%
2026-02-27 12:30 AM
Private Sector Credit YoY
Jan 7.7% 7.7% 7.6%
2026-03-31 12:30 AM
Private Sector Credit YoY
Feb 7.7% 7.7%


Related Last Previous Unit Reference
Bank Bill Swap Rate 4.18 4.15 percent Mar 2026
Central Bank Balance Sheet 365585.00 369739.00 AUD Million Mar 2026
Deposit Interest Rate 2.85 2.85 percent Feb 2026
Foreign Exchange Reserves 105800.00 104725.00 AUD Million Feb 2026
Interbank Rate 3.83 3.60 percent Feb 2026
RBA Interest Rate 3.85 3.60 percent Feb 2026
Private Sector Credit YoY 7.70 7.70 percent Jan 2026
Loans to Private Sector 1355.27 1354.81 AUD Billion Jan 2026
Money Supply M0 321.93 315.00 AUD Billion Jan 2026
Money Supply M1 1961.69 1952.98 AUD Billion Jan 2026
Money Supply M3 3366.27 3348.40 AUD Billion Jan 2026
Private Debt to GDP 70.90 69.20 percent Dec 2024


Australia Private Sector Credit Growth YoY
In Australia, private sector credit refers to the month-over-month change of credit extended to the economy's private sector for housing, personal and business expenditures. It includes securitizations.
Actual Previous Highest Lowest Dates Unit Frequency
7.70 7.70 25.50 -1.80 1977 - 2026 percent Monthly
SA