The value of loans in Australia increased 7.70 percent in December of 2025 over the same month in the previous year. Loan Growth in Australia averaged 10.21 percent from 1977 until 2025, reaching an all time high of 25.50 percent in October of 1988 and a record low of -1.80 percent in April of 1992. source: Reserve Bank of Australia

Loan Growth in Australia is expected to be 7.20 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Australia Private Sector Credit Growth YoY is projected to trend around 6.50 percent in 2027, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2025-12-19 12:30 AM
Private Sector Credit YoY
Nov 7.4% 7.3% 7.4%
2026-01-30 12:30 AM
Private Sector Credit YoY
Dec 7.7% 7.4% 7.4%
2026-02-27 12:30 AM
Private Sector Credit YoY
Jan 7.7%


Related Last Previous Unit Reference
Bank Bill Swap Rate 3.84 3.85 percent Jan 2026
Central Bank Balance Sheet 369145.00 373147.00 AUD Million Jan 2026
Deposit Interest Rate 2.85 2.70 percent Dec 2025
Foreign Exchange Reserves 112452.00 110533.00 AUD Million Dec 2025
Interbank Rate 3.60 3.60 percent Jan 2026
RBA Interest Rate 3.60 3.60 percent Dec 2025
Private Sector Credit YoY 7.70 7.40 percent Dec 2025
Loans to Private Sector 1354.81 1344.79 AUD Billion Dec 2025
Money Supply M0 315.00 325.43 AUD Billion Dec 2025
Money Supply M1 1952.98 1937.08 AUD Billion Dec 2025
Money Supply M3 3350.20 3333.09 AUD Billion Dec 2025
Private Debt to GDP 70.90 69.20 percent Dec 2024


Australia Private Sector Credit Growth YoY
In Australia, private sector credit refers to the month-over-month change of credit extended to the economy's private sector for housing, personal and business expenditures. It includes securitizations.
Actual Previous Highest Lowest Dates Unit Frequency
7.70 7.40 25.50 -1.80 1977 - 2025 percent Monthly
SA