The value of new owner-occupier loan commitments for dwellings in Australia rose 4.7% quarter-on-quarter to a 3-1/2-year high of AUD 58.2 billion in Q3 2025, accelerating from a downwardly revised 2.2% gain in the previous quarter. Growth was driven by stronger demand among non–first-home buyers (6.2% vs 4.7% in Q2), while lending to first-home buyers slowed sharply (up 1.1% vs 5.5%). On an annual basis, owner-occupier lending jumped 9.8%. Meanwhile, investment lending for housing soared 17.6% to AUD 39.8 billion in Q3, rebounding sharply from an upwardly revised 2.6% increase in the prior period. Year-on-year, investment loan values surged 18.7%. source: Australian Bureau of Statistics

Home Loans in Australia increased to 58228.60 AUD Million in the third quarter of 2025 from 55597.40 AUD Million in the second quarter of 2025. Home Loans in Australia averaged 34118.42 AUD Million from 2002 until 2025, reaching an all time high of 62175.50 AUD Million in the second quarter of 2021 and a record low of 16698.50 AUD Million in the third quarter of 2002. This page provides - Australia Home Loans- actual values, historical data, forecast, chart, statistics, economic calendar and news. Australia Home Loans - data, historical chart, forecasts and calendar of releases - was last updated on February of 2026.

Home Loans in Australia increased to 58228.60 AUD Million in the third quarter of 2025 from 55597.40 AUD Million in the second quarter of 2025. Home Loans in Australia is expected to be 58000.00 AUD Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Australia Home Loans is projected to trend around 64000.00 AUD Million in 2026 and 70000.00 AUD Million in 2027, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2025-08-13 01:30 AM
Home Loans QoQ
Q2 2.4% -1.8% 1.0%
2025-11-12 12:30 AM
Home Loans QoQ
Q3 4.7% 2.2% 2.5% 2.9%


Related Last Previous Unit Reference
Average House Prices 1045.40 1016.70 AUD Thousand Sep 2025
Building Permits 18406.00 15982.00 Units Nov 2025
Building Permits MoM -14.90 13.10 percent Dec 2025
Building Permits YoY 0.40 20.20 percent Dec 2025
Construction Work Done -0.70 2.90 percent Sep 2025
Home Loans MoM 58228.60 55597.40 AUD Million Sep 2025
Home Ownership Rate 66.00 66.20 percent Dec 2020
Investment Lending for Homes 39776.50 33816.00 AUD Million Sep 2025
Private House Approvals MoM 0.40 0.80 percent Dec 2025


Australia Home Loans
In Australia, Home Loans record the value of new loans granted for owner-occupied homes. A housing unit is said to be owner-occupied if the owner or co-owner lives in the unit. It is a leading indicator of demand in the housing market.
Actual Previous Highest Lowest Dates Unit Frequency
58228.60 55597.40 62175.50 16698.50 2002 - 2025 AUD Million Quarterly
SA

News Stream
Australia Q3 Home Loans Hit 3-1/2-Year High
The value of new owner-occupier loan commitments for dwellings in Australia rose 4.7% quarter-on-quarter to a 3-1/2-year high of AUD 58.2 billion in Q3 2025, accelerating from a downwardly revised 2.2% gain in the previous quarter. Growth was driven by stronger demand among non–first-home buyers (6.2% vs 4.7% in Q2), while lending to first-home buyers slowed sharply (up 1.1% vs 5.5%). On an annual basis, owner-occupier lending jumped 9.8%. Meanwhile, investment lending for housing soared 17.6% to AUD 39.8 billion in Q3, sharply picking up from an upwardly revised 2.6% increase in the prior period. Year-on-year, investment loan values surged 18.7%.
2025-11-12
Australia Q2 Home Loans Rise 2.4% QoQ
The value of new owner-occupier loan commitments for dwellings in Australia rose 2.4% quarter-on-quarter to AUD 54.7 billion in Q2 2025, rebounding from a downwardly revised 1.8% decline in Q1. The recovery was driven by gains in both first-home buyer loans (5.7% vs -3.0% in Q1) and non-first-home buyer loans (4.4% vs 1.4%). On an annual basis, owner-occupier lending surged 7.4%. Meanwhile, investment lending for homes increased 1.4% to AUD 32.9 billion, improving from an upwardly revised flat reading in the previous quarter. Year-on-year, investment loan values rose 6.9%.
2025-08-13
Australia Q1 Home Loans Drop 2.5% QoQ
The value of new owner-occupier loan commitments for dwellings in Australia declined by 2.5% quarter-on-quarter to AUD 53.2 billion in Q1 of 2025, shifting from a downwardly revised 3.7% growth in Q4 due to falls in both first-home buyers (-3.2% vs 1.1% in Q4) and non-first-home buyers (-2.6% vs 3.1%). Annually, the value of these loans surged by 13.1%. Meanwhile, the total investment lending for homes fell by 0.3% to AUD 32.4 billion, much slower than a downwardly revised 2.5% drop in the prior period. On a yearly basis, investment lending soared 16.0%.
2025-05-14