The value of new owner-occupier loan commitments for dwellings in Australia fell 1.9% quarter-on-quarter to AUD 60.5 billion in Q2 2026, the lowest in three quarters, easing from a downwardly revised 3.5% decline in Q1. First-home buyer demand edged up 0.2%, reversing a 4.8% contraction in the previous quarter, while lending to non-first-home buyers declined 3.1%, moderating from a 3.9% fall. On an annual basis, owner-occupier lending rose 0.6%. Meanwhile, investment lending for housing tumbled 10.2% to AUD 37.1 billion, its lowest level in a year, deepening from a 3.2% decline in Q1. Despite the quarterly weakness, investment loan values remained 8.1% higher year-on-year. source: Australian Bureau of Statistics

Home Loans in Australia decreased to 60526.80 AUD Million in the second quarter of 2026 from 61705.10 AUD Million in the first quarter of 2026. Home Loans in Australia averaged 35065.30 AUD Million from 2002 until 2026, reaching an all time high of 63938.50 AUD Million in the fourth quarter of 2025 and a record low of 16698.50 AUD Million in the third quarter of 2002. This page provides - Australia Home Loans- actual values, historical data, forecast, chart, statistics, economic calendar and news. Australia Home Loans - data, historical chart, forecasts and calendar of releases - was last updated on August of 2026.

Home Loans in Australia decreased to 60526.80 AUD Million in the second quarter of 2026 from 61705.10 AUD Million in the first quarter of 2026. Home Loans in Australia is expected to be 64500.00 AUD Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Australia Home Loans is projected to trend around 65600.00 AUD Million in 2027 and 69900.00 AUD Million in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-05-13 01:30 AM
Home Loans QoQ
Q1 -4.3% 9.4% 5.1%
2026-08-14 01:30 AM
Home Loans QoQ
Q2 -1.9% -3.5% -2.3%


Related Last Previous Unit Reference
Average House Prices 1111.10 1088.80 AUD Thousand Mar 2026
Building Permits 18328.00 17090.00 Units Jun 2026
Building Permits MoM 7.20 -1.60 percent Jun 2026
Building Permits YoY 8.90 5.50 percent Jun 2026
Construction Work Done 3.40 0.20 percent Mar 2026
Home Loans MoM 60526.80 61705.10 AUD Million Jun 2026
Home Ownership Rate 67.00 66.00 percent Dec 2022
Investment Lending for Homes 37121.10 41323.20 AUD Million Jun 2026
Private House Approvals MoM 0.40 2.40 percent Jun 2026


Australia Home Loans
In Australia, Home Loans record the value of new loans granted for owner-occupied homes. A housing unit is said to be owner-occupied if the owner or co-owner lives in the unit. It is a leading indicator of demand in the housing market.
Actual Previous Highest Lowest Dates Unit Frequency
60526.80 61705.10 63938.50 16698.50 2002 - 2026 AUD Million Quarterly
SA

News Stream
Australia Q2 Housing Lending Hits 3-Quarter Low
The value of new owner-occupier loan commitments for dwellings in Australia fell 1.9% quarter-on-quarter to AUD 60.5 billion in Q2 2026, the lowest in three quarters, easing from a downwardly revised 3.5% decline in Q1. First-home buyer demand edged up 0.2%, reversing a 4.8% contraction in the previous quarter, while lending to non-first-home buyers declined 3.1%, moderating from a 3.9% fall. On an annual basis, owner-occupier lending rose 0.6%. Meanwhile, investment lending for housing tumbled 10.2% to AUD 37.1 billion, its lowest level in a year, deepening from a 3.2% decline in Q1. Despite the quarterly weakness, investment loan values remained 8.1% higher year-on-year.
2026-08-14
Australia Q1 Home Loans Fall
The value of new owner-occupier loan commitments for dwellings in Australia declined by 4.3% quarter-on-quarter to AUD 61.4 billion in Q1 2026, reversing a downwardly revised 9.4% growth in the previous quarter. First-home buyer demand slipped 6.7%, after surging 15.2% in Q4, which had marked the sharpest rise in two years. Demand from non–first-home buyers also dipped 5.0%, following a 6.5% increase previously. On an annual basis, owner-occupier lending jumped 14.3%. Meanwhile, investment lending for housing fell 3.0% to AUD 41.5 billion, swinging from a 8.2% decrease in Q4. Year-on-year, investment loan values jumped 25.3%.
2026-05-13
Australia Q4 Home Loans Hit Record Peak
The value of new owner-occupier loan commitments for dwellings in Australia jumped 10.6% quarter-on-quarter to a record high of AUD 65.3 billion in Q4 2025, accelerating from an upwardly revised 6.2% gain in the previous quarter. First-home buyer demand jumped 15.5%, marking the sharpest rise in two years after subdued performance in Q3. At the same time, demand from non–first-home buyers continued to grow (6.5% vs 6.5%). On an annual basis, owner-occupier lending jumped 9.8%. Meanwhile, investment lending for housing grew 7.9% to AUD 43.0 billion, slowing sharply from a downwardly revised 9.2% increase in the prior period. Year-on-year, investment loan values surged 31.8%.
2026-02-11