The value of new owner-occupier loan commitments for dwellings in Australia declined by 4.3% quarter-on-quarter to AUD 61.4 billion in Q1 2026, reversing a downwardly revised 9.4% growth in the previous quarter. First-home buyer demand slipped 6.7%, after surging 15.2% in Q4, which had marked the sharpest rise in two years. Demand from non–first-home buyers also dipped 5.0%, following a 6.5% increase previously. On an annual basis, owner-occupier lending jumped 14.3%. Meanwhile, investment lending for housing fell 3.0% to AUD 41.5 billion, swinging from a 8.2% decrease in Q4. Year-on-year, investment loan values jumped 25.3%. source: Australian Bureau of Statistics

Home Loans in Australia increased to 65315 AUD Million in the fourth quarter of 2025 from 59064.90 AUD Million in the third quarter of 2025. Home Loans in Australia averaged 34508.07 AUD Million from 2002 until 2025, reaching an all time high of 65315.00 AUD Million in the fourth quarter of 2025 and a record low of 16698.50 AUD Million in the third quarter of 2002. This page provides - Australia Home Loans- actual values, historical data, forecast, chart, statistics, economic calendar and news. Australia Home Loans - data, historical chart, forecasts and calendar of releases - was last updated on June of 2026.

Home Loans in Australia increased to 65315 AUD Million in the fourth quarter of 2025 from 59064.90 AUD Million in the third quarter of 2025. Home Loans in Australia is expected to be 64900.00 AUD Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Australia Home Loans is projected to trend around 65600.00 AUD Million in 2027 and 69900.00 AUD Million in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-02-11 12:30 AM
Home Loans QoQ
Q4 10.6% 6.2% 2.0%
2026-05-13 01:30 AM
Home Loans QoQ
Q1 -4.3% 9.4% 5.1%


Related Last Previous Unit Reference
Average House Prices 1111.10 1088.80 AUD Thousand Mar 2026
Building Permits 16710.00 17307.00 Units Apr 2026
Building Permits MoM -3.40 -10.50 percent Apr 2026
Building Permits YoY 10.20 9.30 percent Apr 2026
Construction Work Done 3.40 0.20 percent Mar 2026
Home Loans MoM 65315.00 59064.90 AUD Million Dec 2025
Home Ownership Rate 66.00 66.20 percent Dec 2020
Investment Lending for Homes 41537.60 42822.10 AUD Million Mar 2026
Private House Approvals MoM -1.00 0.50 percent Apr 2026


Australia Home Loans
In Australia, Home Loans record the value of new loans granted for owner-occupied homes. A housing unit is said to be owner-occupied if the owner or co-owner lives in the unit. It is a leading indicator of demand in the housing market.
Actual Previous Highest Lowest Dates Unit Frequency
65315.00 59064.90 65315.00 16698.50 2002 - 2025 AUD Million Quarterly
SA

News Stream
Australia Q1 Home Loans Fall
The value of new owner-occupier loan commitments for dwellings in Australia declined by 4.3% quarter-on-quarter to AUD 61.4 billion in Q1 2026, reversing a downwardly revised 9.4% growth in the previous quarter. First-home buyer demand slipped 6.7%, after surging 15.2% in Q4, which had marked the sharpest rise in two years. Demand from non–first-home buyers also dipped 5.0%, following a 6.5% increase previously. On an annual basis, owner-occupier lending jumped 14.3%. Meanwhile, investment lending for housing fell 3.0% to AUD 41.5 billion, swinging from a 8.2% decrease in Q4. Year-on-year, investment loan values jumped 25.3%.
2026-05-13
Australia Q4 Home Loans Hit Record Peak
The value of new owner-occupier loan commitments for dwellings in Australia jumped 10.6% quarter-on-quarter to a record high of AUD 65.3 billion in Q4 2025, accelerating from an upwardly revised 6.2% gain in the previous quarter. First-home buyer demand jumped 15.5%, marking the sharpest rise in two years after subdued performance in Q3. At the same time, demand from non–first-home buyers continued to grow (6.5% vs 6.5%). On an annual basis, owner-occupier lending jumped 9.8%. Meanwhile, investment lending for housing grew 7.9% to AUD 43.0 billion, slowing sharply from a downwardly revised 9.2% increase in the prior period. Year-on-year, investment loan values surged 31.8%.
2026-02-11
Australia Q3 Home Loans Hit 3-1/2-Year High
The value of new owner-occupier loan commitments for dwellings in Australia rose 4.7% quarter-on-quarter to a 3-1/2-year high of AUD 58.2 billion in Q3 2025, accelerating from a downwardly revised 2.2% gain in the previous quarter. Growth was driven by stronger demand among non–first-home buyers (6.2% vs 4.7% in Q2), while lending to first-home buyers slowed sharply (up 1.1% vs 5.5%). On an annual basis, owner-occupier lending jumped 9.8%. Meanwhile, investment lending for housing soared 17.6% to AUD 39.8 billion in Q3, sharply picking up from an upwardly revised 2.6% increase in the prior period. Year-on-year, investment loan values surged 18.7%.
2025-11-12