Bank lending to Eurozone households increased 3.1% year-on-year to €7.276 trillion in September 2026, matching August’s pace rate and market expectations. Growth remained at 3.1% for a third consecutive month, holding at its highest level since February 2023. Lending to businesses also remained steady, rising 4.2% year-on-year, unchanged from August. Meanwhile, overall private-sector credit growth, which includes lending to households and non-financial corporations, held at 4.3% for the second consecutive month. source: European Central Bank
The value of loans In the Euro Area increased 3.10 percent in September of 2026 over the same month in the previous year. Loan Growth in Euro Area averaged 3.35 percent from 2004 until 2026, reaching an all time high of 9.90 percent in March of 2006 and a record low of -0.40 percent in November of 2013. This page provides the latest reported value for - Euro Area Private Credit Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Euro Area Household Credit Growth - data, historical chart, forecasts and calendar of releases - was last updated on October of 2026.
The value of loans In the Euro Area increased 3.10 percent in September of 2026 over the same month in the previous year. Loan Growth in Euro Area is expected to be 2.90 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Euro Area Household Credit Growth is projected to trend around 2.50 percent in 2027 and 2.60 percent in 2028, according to our econometric models.