Households Debt In the Euro Area decreased to 50.50 percent of GDP in the fourth quarter of 2025 from 50.60 percent of GDP in the third quarter of 2025. Households Debt to GDP in Euro Area averaged 56.33 percent of GDP from 1999 until 2025, reaching an all time high of 63.70 percent of GDP in the fourth quarter of 2009 and a record low of 46.10 percent of GDP in the first quarter of 1999. source: Bank for International Settlements

Related	Last	Previous	Unit	Reference
Bank Lending Rate	3.79	3.74	percent	Apr 2026
Consumer Confidence	-19.00	-20.60	points	May 2026
Consumer Inflation Expectations	40.50	48.80	points	May 2026
Consumer Credit	834711.00	831908.00	EUR Million	Apr 2026
Consumer Spending	1648.84	1645.13	EUR Billion	Mar 2026
Disposable Personal Income	2451271.00	2431134.00	EUR Million	Dec 2025
Economic Sentiment	93.50	93.20	points	May 2026
Households Debt to GDP	50.50	50.60	percent of GDP	Dec 2025
Households Debt to Income	81.35	81.47	percent	Dec 2025
Personal Savings	14.42	14.78	percent	Dec 2025
Private Sector Credit	14116601.00	14086824.00	EUR Million	Apr 2026
Retail Sales MoM	-0.40	0.80	percent	Apr 2026
Retail Sales YoY	1.00	2.10	percent	Apr 2026