Bank Lending Rate in Brazil increased to 61 percent in January from 60.10 percent in December of 2025. Bank Lending Rate in Brazil averaged 71.61 percent from 1994 until 2026, reaching an all time high of 254.28 percent in April of 1995 and a record low of 37.20 percent in December of 2020. source: Banco Central Do Brasil

Bank Lending Rate in Brazil is expected to be 60.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Brazil Bank Lending Rate is projected to trend around 56.50 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 61.00 60.10 percent Jan 2026
Consumer Credit 4460700.00 4429000.00 BRL Million Jan 2026
Consumer Spending 239771.33 235568.72 BRL Million Dec 2025
FGV Consumer Confidence 86.10 87.30 points Feb 2026
Gasoline Prices 1.23 1.22 USD/Liter Feb 2026
Households Debt to GDP 36.50 36.60 percent of GDP Jun 2025
Private Sector Credit 7115600.00 7130200.00 BRL Million Jan 2026
Retail Sales MoM 0.40 -0.40 percent Jan 2026
Retail Sales YoY 2.80 2.40 percent Jan 2026


Brazil Bank Lending Rate
In Brazil, the bank lending rate is the weighted average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
61.00 60.10 254.28 37.20 1994 - 2026 percent Monthly