The value of loans in India increased 16 percent in May of 2026 over the same month in the previous year. Loan Growth in India averaged 11.82 percent from 2012 until 2026, reaching an all time high of 20.80 percent in December of 2023 and a record low of 4.10 percent in March of 2017. source: Reserve Bank of India

Loan Growth in India is expected to be 13.00 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the India Bank Loan Growth is projected to trend around 16.50 percent in 2027 and 17.50 percent in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-05-01 11:30 AM
Bank Loan Growth YoY
Apr/15 15.0% 16.1%
2026-05-08 11:30 AM
Bank Loan Growth YoY
Apr/30 16.0% 15.0%
2026-05-22 11:30 AM
Bank Loan Growth YoY
May/15 16.0%


Related Last Previous Unit Reference
Cash Reserve Ratio 3.00 3.00 percent Apr 2026
Central Bank Balance Sheet 48967.63 49100.48 INR Billion Mar 2026
Foreign Exchange Reserves 690690.00 698490.00 USD Million May 2026
Interbank Rate 6.31 6.26 percent Apr 2026
RBI Interest Rate 5.25 5.25 percent Apr 2026
Bank Loan Growth YoY 16.00 15.00 percent Apr 2026
Money Supply M1 74748.30 73128.43 INR Billion Feb 2026
Money Supply M2 76989.15 75369.28 INR Billion Feb 2026
M3 Money Supply YoY 311594.92 309271.12 INR Billion Apr 2026
Reverse Repo Rate 3.35 3.35 percent Apr 2026


India Bank Loan Growth
In India, bank loan growth refers to the year-over-year change of the overall commercial banks credit to the economy, including food credit, non-food credit and loans, cash credit and overdrafts.
Actual Previous Highest Lowest Dates Unit Frequency
16.00 15.00 20.80 4.10 2012 - 2026 percent Biweekly