Bank Lending Rate in India remained unchanged at 9.26 percent in January. Bank Lending Rate in India averaged 10.51 percent from 2012 until 2026, reaching an all time high of 12.56 percent in April of 2012 and a record low of 8.74 percent in March of 2022. source: Reserve Bank of India

Bank Lending Rate in India is expected to be 9.26 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the India Weighted Average Lending Rates is projected to trend around 9.51 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 9.26 9.26 percent Jan 2026
Consumer Confidence 98.40 96.90 points Nov 2025
Consumer Spending 27184.53 27167.23 INR Billion Sep 2025
Disposable Personal Income 296383300.00 273364818.90 INR Million Dec 2023
Gasoline Prices 1.03 0.98 USD/Liter Jan 2026
Households Debt to GDP 42.60 42.00 percent of GDP Jun 2025


India Weighted Average Lending Rates
In India, the bank lending rate refers to the weighted average lending rates of banks charged on outstanding rupee loans.
Actual Previous Highest Lowest Dates Unit Frequency
9.26 9.26 12.56 8.74 2012 - 2026 percent Monthly