Brazil Loan Growth Stable in January

2025-03-13 11:56 By Luisa Carvalho 1 min. read

The value of outstanding loans in Brazil was flat over a month at R$6.5 trillion in January 2025, following an upwardly revised 1.5% increase in the prior month.

This performance was driven by a 1.2% increase in household credit, reaching R$4.0 trillion, partially offset by a 1.8% decline in corporate credit, which stood at R$2.5 trillion.

Over the past 12 months, credit expanded at a faster pace, growing 11.7% compared to 11.5% in the previous month.

By segment, both corporate and household credit balances accelerated, rising by 10.2% from 9.9% and 12.7% from 12.5%, respectively.

Meanwhile, a broad measure of Brazilian consumer and business default ratios, covering non-earmarked credit, rose to 4.4% in January from 4.1% in the prior month, while lending spreads in this category increased by 1.1 percentage points to 28.2 percentage points.



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