Mortgage Rate in Sweden increased to 2.70 percent in January from 2.69 percent in December of 2025. Mortgage Rate in Sweden averaged 2.74 percent from 2006 until 2026, reaching an all time high of 6.05 percent in September of 2008 and a record low of 1.32 percent in August of 2021. source: Statistics Sweden

Mortgage Rate in Sweden is expected to be 2.70 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Sweden Average Interest Rate for Households Housing Loans is projected to trend around 2.95 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Building Permits 9191.00 7242.00 Units Dec 2025
Construction Output YoY 1.60 1.00 percent Dec 2025
Home Ownership Rate 64.80 64.90 percent Dec 2024
House Price Index MoM -1.00 -1.00 percent Jan 2026
House Price Index YoY 0.00 0.00 percent Jan 2026
Housing Index 945.00 955.00 points Dec 2025
Housing Starts 6.95 7.02 Thousand units Dec 2025
Mortgage Rate 2.70 2.69 percent Jan 2026
Price to Rent Ratio 105.98 106.33 Sep 2025
Residential Property Prices 0.51 0.66 Percent Sep 2025


Sweden Average Interest Rate for Households Housing Loans
Actual Previous Highest Lowest Dates Unit Frequency
2.70 2.69 6.05 1.32 2006 - 2026 percent Monthly
NSA