Indonesia's loan growth rose by 12.67% year-on-year in June 2026, accelerating from an 11.51% increase in the previous month and marking the strongest pace since April 2024. The increase was driven by investment credit (24.90%), working capital credit (8.94%), and consumer credit (5.75%). Banking resilience remained solid despite heightened global uncertainty, supported by strong capital buffers, low credit risk, and adequate liquidity. Looking ahead, Bank Indonesia expects credit growth to remain within the 8%–12% range in 2026, backed by Rp2,490 trillion in undisbursed loan facilities, equivalent to 21.52% of total credit limits. Lending prospects are also supported by steady third-party fund growth of 10.21% year-on-year and favorable interest rate conditions. Meanwhile, the banking industry's liquid assets-to-deposits (AL/DPK) ratio stood at 23.08% in June, while the average lending rate was 8.81% and the one-month deposit rate was 4.76%. source: Bank Indonesia
The value of loans in Indonesia increased 12.67 percent in June of 2026 over the same month in the previous year. Loan Growth in Indonesia averaged 18.27 percent from 1981 until 2026, reaching an all time high of 90.50 percent in June of 1998 and a record low of -59.90 percent in June of 1999. This page provides the latest reported value for - Indonesia Loan Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Indonesia Loan Growth - data, historical chart, forecasts and calendar of releases - was last updated on August of 2026.
The value of loans in Indonesia increased 12.67 percent in June of 2026 over the same month in the previous year. Loan Growth in Indonesia is expected to be 8.00 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Indonesia Loan Growth is projected to trend around 10.00 percent in 2027, according to our econometric models.