Indonesia's loan growth increased by 13.58% year-on-year in July 2026, accelerating from a 12.67% rise in the previous month and marking the strongest pace since August 2014. The acceleration was supported by accommodative macroprudential policies, continuously pursued through the optimization of the Macroprudential Liquidity Incentive (KLM) policy to encourage increased bank lending and financing to priority sectors. As of the first week of August 2026, KLM incentives obtained by banks totaled IDR 446.5 trillion. The growth was also supported by the banking sector's high Capital Adequacy Ratio, which stood at 23.70% in June 2026. Meanwhile, the aggregate banking non-performing loan ratio remained low at 2.09% (gross) and 0.82% (net) in June 2026. The ratio of liquid assets to third-party funds remained stable at 23.10% in July 2026. source: Bank Indonesia
The value of loans in Indonesia increased 13.58 percent in July of 2026 over the same month in the previous year. Loan Growth in Indonesia averaged 18.26 percent from 1981 until 2026, reaching an all time high of 90.50 percent in June of 1998 and a record low of -59.90 percent in June of 1999. This page provides the latest reported value for - Indonesia Loan Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Indonesia Loan Growth - data, historical chart, forecasts and calendar of releases - was last updated on August of 2026.
The value of loans in Indonesia increased 13.58 percent in July of 2026 over the same month in the previous year. Loan Growth in Indonesia is expected to be 12.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Indonesia Loan Growth is projected to trend around 13.00 percent in 2027 and 14.00 percent in 2028, according to our econometric models.