Indonesia’s loan growth rose 13.26% year-on-year in September 2026, following a 13.36% increase in August, marking the slowest growth since June. By usage, investment loans led the expansion, growing 23.2%, followed by working capital loans (11.89%) and consumer loans (4.86%). Meanwhile, undisbursed loan facilities stood at IDR 2,562.57 trillion, equivalent to 21.70% of total credit limits. Lending prospects are also supported by steady third-party fund growth of 8.22% year-on-year. The banking industry's liquid assets-to-deposits (AL/DPK) ratio stood at 24.08% in September, while the non-performing loan ratio stood at 2.11% (gross) and 0.84% (net). The central bank expects loan growth to reach 8–12% for the full year, reflecting its accommodative macroprudential stance to support the economy. source: Bank Indonesia
The value of loans in Indonesia increased 13.26 percent in September of 2026 over the same month in the previous year. Loan Growth in Indonesia averaged 18.24 percent from 1981 until 2026, reaching an all time high of 90.50 percent in June of 1998 and a record low of -59.90 percent in June of 1999. This page provides the latest reported value for - Indonesia Loan Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Indonesia Loan Growth - data, historical chart, forecasts and calendar of releases - was last updated on October of 2026.
The value of loans in Indonesia increased 13.26 percent in September of 2026 over the same month in the previous year. Loan Growth in Indonesia is expected to be 12.00 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Indonesia Loan Growth is projected to trend around 13.00 percent in 2027 and 14.00 percent in 2028, according to our econometric models.