Bank Lending Rate in Hong Kong remained unchanged at 5 percent in September. Bank Lending Rate in Hong Kong averaged 7.38 percent from 1980 until 2026, reaching an all time high of 19.61 percent in October of 1981 and a record low of 5.00 percent in February of 1987. source: Hong Kong Monetary Authority

Bank Lending Rate in Hong Kong is expected to be 5.25 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Hong Kong Prime Lending Rate is projected to trend around 5.25 percent in 2027 and 5.00 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 5.00 5.00 percent Sep 2026
Consumer Confidence 88.90 89.10 points Mar 2026
Consumer Spending 568557.00 545069.00 HKD Million Jun 2026
Gasoline Prices 4.41 4.17 USD/Liter Sep 2026
Households Debt to GDP 88.90 87.80 percent of GDP Mar 2026
Personal Savings 0.00 0.00 percent Sep 2026
Retail Sales MoM 2.90 -0.90 percent Aug 2026
Retail Sales YoY 2.90 2.40 percent Aug 2026


Hong Kong Prime Lending Rate
In Hong Kong, the prime lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
5.00 5.00 19.61 5.00 1980 - 2026 percent Monthly