Bank Lending Rate in Hong Kong remained unchanged at 5 percent in January. Bank Lending Rate in Hong Kong averaged 7.42 percent from 1980 until 2026, reaching an all time high of 19.61 percent in October of 1981 and a record low of 5.00 percent in February of 1987. source: Hong Kong Monetary Authority

Bank Lending Rate in Hong Kong is expected to be 5.00 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Hong Kong Prime Lending Rate is projected to trend around 4.75 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 5.00 5.00 percent Jan 2026
Consumer Spending 513934.00 532338.00 HKD Million Sep 2025
Gasoline Prices 3.74 3.71 USD/Liter Jan 2026
Households Debt to GDP 87.90 87.80 percent of GDP Jun 2025
Personal Savings 0.01 0.01 percent Jan 2026
Retail Sales MoM 3.90 -4.10 percent Dec 2025
Retail Sales YoY 5.10 4.40 percent Dec 2025


Hong Kong Prime Lending Rate
In Hong Kong, the prime lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
5.00 5.00 19.61 5.00 1980 - 2026 percent Monthly