Household Saving Rate in Ireland increased to 14.70 percent in the third quarter of 2025 from 13.20 percent in the second quarter of 2025. Personal Savings in Ireland averaged 12.21 percent from 1999 until 2025, reaching an all time high of 33.30 percent in the second quarter of 2020 and a record low of -0.60 percent in the second quarter of 1999. source: Central Statistics Office Ireland

Related	Last	Previous	Unit	Reference
Consumer Spending	37347.00	37281.00	EUR Million	Sep 2025
Disposable Personal Income	405066.00	386370.00	EUR Million	Dec 2024
Household Saving Ratio	14.70	13.20	percent	Sep 2025
Retail Sales MoM	-0.40	0.30	percent	Dec 2025
Retail Sales YoY	-0.10	2.10	percent	Dec 2025

Ireland Gross Household Saving Ratio

In Ireland, the derived gross saving ratio expresses saving as a percentage of gross disposable income. Seasonally adjusted estimates of Household Saving are compiled using the indirect seasonal adjustment approach. Under this approach the two main aggregates, Household Disposable Income and Final Consumption Expenditure of Households, are independently adjusted. The derived saving is the difference between the two adjusted series of Household Disposable Income and Final Expenditure of Households. This method for estimating the seasonally adjusted value for a small net residual of two large aggregates, such as Household Saving, is considered to be a more appropriate estimation procedure, according to the CSO.