Average home-loan rates in Chile fell to 3.98% in April 2026, the lowest since November 2021, slipping below 4% for the first time in more than four years and down from 4.06% in March, driven by government subsidies that boosted sales of lower-priced homes. source: Chile Central Bank

Mortgage Rate in Chile averaged 4.04 percent from 2006 until 2026, reaching an all time high of 5.92 percent in January of 2009 and a record low of 1.99 percent in October of 2019. This page includes a chart with historical data for Chile Mortgage Rate. Chile Mortgage Rate - values, historical data and charts - was last updated on May of 2026.



Related Last Previous Unit Reference
Building Permits 6596.00 5961.00 Units Mar 2026
House Price Index MoM 1.50 2.00 percent Dec 2025
House Price Index YoY 9.10 6.90 percent Dec 2025
Housing Index 163.60 161.20 points Dec 2025


Chile Mortgage Rate
Mortgage rates in Chile are long-term, inflation-linked (UF) lending rates with maturities of more than three years, derived from actual bank lending operations and published as weighted averages rather than fixed benchmark rates.
Actual Previous Highest Lowest Dates Unit Frequency
3.98 4.06 5.92 1.99 2006 - 2026 percent Monthly