Bank Lending Rate in Malaysia decreased to 4.55 percent in January from 4.59 percent in December of 2025. Bank Lending Rate in Malaysia averaged 5.97 percent from 1996 until 2026, reaching an all time high of 13.53 percent in May of 1998 and a record low of 3.28 percent in January of 2022. source: Central Bank of Malaysia

Bank Lending Rate in Malaysia is expected to be 4.55 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Malaysia Bank Lending Rate is projected to trend around 4.30 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 4.55 4.59 percent Jan 2026
Consumer Confidence 136.00 124.00 points Sep 2025
Consumer Spending 266320.00 271562.00 MYR Million Dec 2025
Gasoline Prices 0.51 0.51 USD/Liter Feb 2026
Households Debt to GDP 69.90 69.90 percent of GDP Sep 2025
Retail Sales MoM -0.30 2.00 percent Jan 2026
Retail Sales YoY 6.10 6.90 percent Jan 2026


Malaysia Bank Lending Rate
In Malaysia, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
4.55 4.59 13.53 3.28 1996 - 2026 percent Monthly