Bank Lending Rate in Finland increased to 7.11 percent in May from 7.04 percent in April of 2026. Bank Lending Rate in Finland averaged 5.78 percent from 2003 until 2026, reaching an all time high of 9.73 percent in November of 2008 and a record low of 3.21 percent in April of 2020. source: Bank of Finland

Bank Lending Rate in Finland is expected to be 7.36 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Finland Bank Lending Rate is projected to trend around 7.11 percent in 2027 and 6.86 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 7.11 7.04 percent May 2026
Consumer Confidence -5.30 -10.50 points Jun 2026
Consumer Credit 17506.00 17469.00 EUR Million May 2026
Consumer Spending 29832.00 29565.00 EUR Million Mar 2026
Gasoline Prices 2.37 2.46 USD/Liter Jun 2026
Households Debt to GDP 62.90 63.30 percent of GDP Dec 2025
Households Debt to Income 108.48 109.41 percent Dec 2025
Personal Savings 5.40 6.10 percent Mar 2026
Retail Sales MoM 0.40 0.10 percent May 2026
Retail Sales YoY 6.50 2.70 percent May 2026


Finland Bank Lending Rate
In Finland, the bank lending rate is the average rate of interest charged on loans by monetary financial institutions (MFIs) to households.
Actual Previous Highest Lowest Dates Unit Frequency
7.11 7.04 9.73 3.21 2003 - 2026 percent Monthly