Bank Lending Rate in Finland increased to 7.18 percent in July from 7.06 percent in June of 2026. Bank Lending Rate in Finland averaged 5.79 percent from 2003 until 2026, reaching an all time high of 9.73 percent in November of 2008 and a record low of 3.21 percent in April of 2020. source: Bank of Finland

Bank Lending Rate in Finland is expected to be 7.18 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Finland Bank Lending Rate is projected to trend around 7.18 percent in 2027 and 6.68 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 7.18 7.06 percent Jul 2026
Consumer Confidence -3.00 -5.30 points Aug 2026
Consumer Credit 17481.00 17476.00 EUR Million Jul 2026
Consumer Spending 29751.00 29734.00 EUR Million Jun 2026
Gasoline Prices 2.53 2.37 USD/Liter Aug 2026
Households Debt to GDP 61.70 62.50 percent of GDP Mar 2026
Households Debt to Income 106.90 109.03 percent Dec 2025
Personal Savings 4.30 6.20 percent Jun 2026
Retail Sales MoM 0.60 -1.30 percent Jul 2026
Retail Sales YoY 2.30 3.10 percent Jul 2026


Finland Bank Lending Rate
In Finland, the bank lending rate is the average rate of interest charged on loans by monetary financial institutions (MFIs) to households.
Actual Previous Highest Lowest Dates Unit Frequency
7.18 7.06 9.73 3.21 2003 - 2026 percent Monthly