Bank Lending Rate in Croatia increased to 4.42 percent in December from 4.39 percent in November of 2025. Bank Lending Rate in Croatia averaged 5.12 percent from 2011 until 2025, reaching an all time high of 8.45 percent in February of 2012 and a record low of 2.58 percent in October of 2022. source: Croatian National Bank

Bank Lending Rate in Croatia is expected to be 4.42 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Croatia Bank Lending Rate is projected to trend around 4.17 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 4.42 4.39 percent Dec 2025
Consumer Confidence -9.40 -8.10 points Jan 2026
Consumer Credit 27425.20 27252.00 EUR Million Dec 2025
Consumer Spending 9806.00 10185.00 EUR Million Sep 2025
Gasoline Prices 1.71 1.63 USD/Liter Jan 2026
Retail Sales MoM 1.70 -0.50 percent Dec 2025
Retail Sales YoY 4.80 1.40 percent Dec 2025


Croatia Bank Lending Rate
In Croatia, Bank Lending Rate refers to the rate on revolving loans, transaction account overdrafts and claims and credit cards extended to non-financial corporations by commercial banks.
Actual Previous Highest Lowest Dates Unit Frequency
4.42 4.39 8.45 2.58 2011 - 2025 percent Monthly