Consumer Credit in Spain increased to 663314.30 EUR Million in the fourth quarter of 2025 from 653783.90 EUR Million in the third quarter of 2025. Consumer Credit in Spain averaged 511546.88 EUR Million from 1992 until 2025, reaching an all time high of 821459.80 EUR Million in the second quarter of 2010 and a record low of 79332.10 EUR Million in the fourth quarter of 1992. source: Bank of Spain

Consumer Credit in Spain is expected to be 675362.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Spain Consumer Credit is projected to trend around 689434.00 EUR Million in 2027 and 701155.00 EUR Million in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 2.95 3.53 percent Feb 2026
Consumer Confidence 83.90 80.50 points Feb 2026
Consumer Credit 663314.30 653783.90 EUR Million Dec 2025
Consumer Spending 235827.00 230663.00 EUR Million Dec 2025
Disposable Personal Income 345039.00 288064.00 EUR Million Dec 2025
Gasoline Prices 1.84 1.84 USD/Liter Mar 2026
Households Debt to GDP 43.00 43.90 percent of GDP Sep 2025
Households Debt to Income 68.84 73.48 percent Dec 2024
Personal Savings 16.00 4.47 percent Dec 2025
Private Sector Credit 1197445.00 1194480.00 EUR Million Feb 2026
Retail Sales MoM -0.10 0.00 percent Feb 2026
Retail Sales YoY 2.20 3.80 percent Feb 2026


Spain Consumer Credit
Actual Previous Highest Lowest Dates Unit Frequency
663314.30 653783.90 821459.80 79332.10 1992 - 2025 EUR Million Quarterly
Current Prices, NSA