Consumer Credit in Spain decreased to 653783.90 EUR Million in the third quarter of 2025 from 659533 EUR Million in the second quarter of 2025. Consumer Credit in Spain averaged 510397.12 EUR Million from 1992 until 2025, reaching an all time high of 821459.80 EUR Million in the second quarter of 2010 and a record low of 79332.10 EUR Million in the fourth quarter of 1992. source: Bank of Spain

Consumer Credit in Spain is expected to be 656908.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Spain Consumer Credit is projected to trend around 679529.00 EUR Million in 2027 and 691081.00 EUR Million in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.08 3.27 percent Nov 2025
Consumer Confidence 75.90 76.00 points Dec 2025
Consumer Credit 653783.90 659533.00 EUR Million Sep 2025
Consumer Spending 230746.00 227827.00 EUR Million Sep 2025
Disposable Personal Income 287804.00 340321.00 EUR Million Sep 2025
Gasoline Prices 1.83 1.78 USD/Liter Jan 2026
Households Debt to GDP 43.90 43.30 percent of GDP Jun 2025
Households Debt to Income 68.84 73.48 percent Dec 2024
Personal Savings 4.55 20.36 percent Sep 2025
Private Sector Credit 1199393.00 1186403.00 EUR Million Nov 2025
Retail Sales MoM -0.80 1.00 percent Dec 2025
Retail Sales YoY 2.90 6.00 percent Dec 2025


Spain Consumer Credit
Actual Previous Highest Lowest Dates Unit Frequency
653783.90 659533.00 821459.80 79332.10 1992 - 2025 EUR Million Quarterly
Current Prices, NSA