Bank Lending Rate in Spain increased to 3.55 percent in May from 3.34 percent in April of 2026. Bank Lending Rate in Spain averaged 2.90 percent from 2003 until 2026, reaching an all time high of 6.29 percent in May of 2008 and a record low of 0.71 percent in January of 2020. source: Bank of Spain

Bank Lending Rate in Spain is expected to be 3.80 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Spain Bank Rate on Loans to Non Financial Corporations is projected to trend around 3.55 percent in 2027 and 3.30 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.55 3.34 percent May 2026
Consumer Confidence 81.20 77.70 points Jun 2026
Consumer Credit 667113.50 663314.30 EUR Million Mar 2026
Consumer Spending 239280.00 235215.00 EUR Million Mar 2026
Disposable Personal Income 301485.00 345039.00 EUR Million Mar 2026
Gasoline Prices 1.71 1.91 USD/Liter Jun 2026
Households Debt to GDP 42.80 43.00 percent of GDP Dec 2025
Households Debt to Income 68.84 73.48 percent Dec 2024
Personal Savings 4.11 16.00 percent Mar 2026
Private Sector Credit 1205060.00 1202998.00 EUR Million May 2026
Retail Sales MoM 0.60 -1.50 percent May 2026
Retail Sales YoY 1.30 0.60 percent May 2026


Spain Bank Rate on Loans to Non Financial Corporations
In Spain, the bank lending rate is the average rate of interest charged on 1 to 5 year loans by commercial banks to non financial corporations.
Actual Previous Highest Lowest Dates Unit Frequency
3.55 3.34 6.29 0.71 2003 - 2026 percent Monthly