Bank Lending Rate in Spain decreased to 3.87 percent in August from 3.89 percent in July of 2026. Bank Lending Rate in Spain averaged 2.91 percent from 2003 until 2026, reaching an all time high of 6.29 percent in May of 2008 and a record low of 0.71 percent in January of 2020. source: Bank of Spain

Bank Lending Rate in Spain is expected to be 4.12 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Spain Bank Rate on Loans to Non Financial Corporations is projected to trend around 4.37 percent in 2027 and 3.87 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.87 3.89 percent Aug 2026
Consumer Confidence 84.10 81.20 points Jul 2026
Consumer Credit 665557.80 667113.50 EUR Million Jun 2026
Consumer Spending 242868.00 239390.00 EUR Million Jun 2026
Disposable Personal Income 356368.00 299796.00 EUR Million Jun 2026
Gasoline Prices 2.04 2.28 USD/Liter Oct 2026
Households Debt to GDP 42.50 42.90 percent of GDP Mar 2026
Households Debt to Income 68.37 68.74 percent Dec 2025
Personal Savings 18.73 3.63 percent Jun 2026
Private Sector Credit 1217540.00 1222125.00 EUR Million Aug 2026
Retail Sales MoM -0.40 0.20 percent Sep 2026
Retail Sales YoY -1.40 -0.50 percent Sep 2026


Spain Bank Rate on Loans to Non Financial Corporations
In Spain, the bank lending rate is the average rate of interest charged on 1 to 5 year loans by commercial banks to non financial corporations.
Actual Previous Highest Lowest Dates Unit Frequency
3.87 3.89 6.29 0.71 2003 - 2026 percent Monthly