Bank Lending Rate in Spain decreased to 3.08 percent in November from 3.27 percent in October of 2025. Bank Lending Rate in Spain averaged 2.90 percent from 2003 until 2025, reaching an all time high of 6.29 percent in May of 2008 and a record low of 0.71 percent in January of 2020. source: Bank of Spain

Bank Lending Rate in Spain is expected to be 3.08 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Spain Bank Rate on Loans to Non Financial Corporations is projected to trend around 2.83 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.08 3.27 percent Nov 2025
Consumer Confidence 75.90 76.00 points Dec 2025
Consumer Credit 653783.90 659533.00 EUR Million Sep 2025
Consumer Spending 230746.00 227827.00 EUR Million Sep 2025
Disposable Personal Income 287804.00 340321.00 EUR Million Sep 2025
Gasoline Prices 1.83 1.78 USD/Liter Jan 2026
Households Debt to GDP 43.90 43.30 percent of GDP Jun 2025
Households Debt to Income 68.84 73.48 percent Dec 2024
Personal Savings 4.55 20.36 percent Sep 2025
Private Sector Credit 1199393.00 1186403.00 EUR Million Nov 2025
Retail Sales MoM -0.80 1.00 percent Dec 2025
Retail Sales YoY 2.90 6.00 percent Dec 2025


Spain Bank Rate on Loans to Non Financial Corporations
In Spain, the bank lending rate is the average rate of interest charged on 1 to 5 year loans by commercial banks to non financial corporations.
Actual Previous Highest Lowest Dates Unit Frequency
3.08 3.27 6.29 0.71 2003 - 2025 percent Monthly