Bank Lending Rate in Taiwan remained unchanged at 3.27 percent in December. Bank Lending Rate in Taiwan averaged 8.05 percent from 1961 until 2025, reaching an all time high of 16.50 percent in January of 1974 and a record low of 2.44 percent in July of 2020. source: Central Bank of the Republic of China (Taiwan)

Bank Lending Rate in Taiwan is expected to be 3.07 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Taiwan Prime Lending Rate is projected to trend around 3.02 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.27 3.27 percent Dec 2025
Consumer Confidence 64.30 64.65 points Dec 2025
Consumer Credit 13460797.00 13403044.00 TWD Million Nov 2025
Consumer Spending 2876373.00 2813521.00 TWD Million Sep 2025
Disposable Personal Income 107922.00 103668.00 TWD Hundred Million Dec 2024
Retail Sales MoM -2.00 6.70 percent Dec 2025
Retail Sales YoY 0.90 1.60 percent Dec 2025


Taiwan Prime Lending Rate
In Taiwan, the bank lending rate is the average rate of interest charged on loans by 5 major commercial banks to private individuals.
Actual Previous Highest Lowest Dates Unit Frequency
3.27 3.27 16.50 2.44 1961 - 2025 percent Monthly