Bank Lending Rate in Ireland increased to 4.15 percent in August from 4.13 percent in July of 2023. Bank Lending Rate in Ireland averaged 3.64 percent from 1991 until 2023, reaching an all time high of 25.00 percent in January of 1993 and a record low of 0.54 percent in April of 2021. source: Central Bank of Ireland

Bank Lending Rate in Ireland is expected to be 4.15 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Ireland Clearing Banks Prime Rate is projected to trend around 3.90 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Consumer Confidence 65.20 64.70 points Feb 2026
Consumer Credit 14248.00 14265.00 EUR Million Dec 2025
Consumer Spending 37347.00 37281.00 EUR Million Sep 2025
Disposable Personal Income 405066.00 386370.00 EUR Million Dec 2024
Gasoline Prices 2.03 2.04 USD/Liter Jan 2026
Households Debt to GDP 24.30 22.40 percent of GDP Jun 2025
Households Debt to Income 75.10 82.33 percent Dec 2024
Household Saving Ratio 14.70 13.20 percent Sep 2025
Private Sector Credit 175466.00 175613.00 EUR Million Dec 2025
Retail Sales MoM -0.40 0.30 percent Dec 2025
Retail Sales YoY -0.10 2.10 percent Dec 2025


Ireland Clearing Banks Prime Rate
In Ireland, the Clearing Banks Prime Rate is the rate of interest charged on loans by clearing banks to large commercial customers for short-term borrowing.
Actual Previous Highest Lowest Dates Unit Frequency
4.15 4.13 25.00 0.54 1991 - 2023 percent Monthly