Bank Lending Rate in Ireland increased to 4.15 percent in August from 4.13 percent in July of 2023. Bank Lending Rate in Ireland averaged 3.64 percent from 1991 until 2023, reaching an all time high of 25.00 percent in January of 1993 and a record low of 0.54 percent in April of 2021. source: Central Bank of Ireland

Bank Lending Rate in Ireland is expected to be 4.40 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Ireland Clearing Banks Prime Rate is projected to trend around 4.40 percent in 2027 and 4.15 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Consumer Confidence 53.30 56.70 points Apr 2026
Consumer Credit 14340.00 14262.00 EUR Million Mar 2026
Consumer Spending 37778.00 37444.00 EUR Million Dec 2025
Disposable Personal Income 405066.00 386370.00 EUR Million Dec 2024
Gasoline Prices 2.24 2.08 USD/Liter Apr 2026
Households Debt to GDP 23.90 24.40 percent of GDP Sep 2025
Households Debt to Income 75.10 82.33 percent Dec 2024
Household Saving Ratio 10.90 14.70 percent Dec 2025
Private Sector Credit 176514.00 175841.00 EUR Million Mar 2026
Retail Sales MoM 0.20 -0.60 percent Mar 2026
Retail Sales YoY 1.60 1.30 percent Mar 2026


Ireland Clearing Banks Prime Rate
In Ireland, the Clearing Banks Prime Rate is the rate of interest charged on loans by clearing banks to large commercial customers for short-term borrowing.
Actual Previous Highest Lowest Dates Unit Frequency
4.15 4.13 25.00 0.54 1991 - 2023 percent Monthly