Consumer Credit in Estonia increased to 14638.80 EUR Million in December from 14514.70 EUR Million in November of 2025. Consumer Credit in Estonia averaged 6121.03 EUR Million from 1997 until 2025, reaching an all time high of 14638.80 EUR Million in December of 2025 and a record low of 113.80 EUR Million in February of 1997. source: Bank of Estonia

Consumer Credit in Estonia is expected to be 13914.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Estonia Consumer Credit is projected to trend around 15470.00 EUR Million in 2027 and 15857.00 EUR Million in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 5.37 5.06 percent Dec 2025
Consumer Confidence -26.60 -28.00 points Dec 2025
Consumer Credit 14638.80 14514.70 EUR Million Dec 2025
Consumer Spending 3674.00 3758.00 EUR Million Sep 2025
Gasoline Prices 1.74 1.77 USD/Liter Jan 2026
Households Debt to Income 66.10 65.98 percent Dec 2024
Personal Savings 7.30 3.55 percent Dec 2024
Retail Sales MoM 13.20 -4.80 percent Dec 2025
Retail Sales YoY -0.40 -0.40 percent Dec 2025


Estonia Consumer Credit
Actual Previous Highest Lowest Dates Unit Frequency
14638.80 14514.70 14638.80 113.80 1997 - 2025 EUR Million Monthly
Current Prices, NSA