Bank Lending Rate in Estonia increased to 5.58 percent in July from 5.20 percent in June of 2025. Bank Lending Rate in Estonia averaged 5.08 percent from 2000 until 2025, reaching an all time high of 9.97 percent in June of 2000 and a record low of 2.15 percent in October of 2021. source: European Central Bank

Bank Lending Rate in Estonia is expected to be 5.58 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Estonia Bank Lending Rate is projected to trend around 5.58 percent in 2026 and 5.83 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 5.58 5.20 percent Jul 2025
Consumer Confidence -37.10 -38.80 points Aug 2025
Consumer Credit 14053.30 13923.30 EUR Million Jul 2025
Consumer Spending 3756.40 3506.70 EUR Million Jun 2025
Gasoline Prices 1.88 1.85 USD/Liter Aug 2025
Households Debt to Income 66.52 67.51 percent Dec 2023
Personal Savings 3.10 2.83 percent Dec 2023
Retail Sales MoM -0.50 -0.10 percent Jul 2025
Retail Sales YoY 0.70 5.00 percent Jul 2025



Estonia Bank Lending Rate
In Estonia, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
5.58 5.20 9.97 2.15 2000 - 2025 percent Monthly