Consumer Credit in South Korea increased to 1978785 KRW Billion in the fourth quarter of 2025 from 1964814.70 KRW Billion in the third quarter of 2025. Consumer Credit in South Korea averaged 881416.84 KRW Billion from 1995 until 2025, reaching an all time high of 1978785.00 KRW Billion in the fourth quarter of 2025 and a record low of 142746.90 KRW Billion in the fourth quarter of 1995. source: The Bank of Korea

Consumer Credit in South Korea is expected to be 1955771.00 KRW Billion by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the South Korea Credit to Households is projected to trend around 2062765.00 KRW Billion in 2027 and 2112271.00 KRW Billion in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 4.24 4.19 percent Jan 2026
Consumer Confidence 112.10 110.80 points Feb 2026
Consumer Credit 1978785.00 1964814.70 KRW Billion Dec 2025
Consumer Spending 280610.30 279749.60 KRW Billion Dec 2025
Disposable Personal Income 2588759.30 2438258.30 KRW Billion Dec 2024
Economic Optimism Index 98.80 94.00 points Feb 2026
Personal Savings 35.90 34.40 percent Dec 2025


South Korea Credit to Households
Actual Previous Highest Lowest Dates Unit Frequency
1978785.00 1964814.70 1978785.00 142746.90 1995 - 2025 KRW Billion Quarterly
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