Consumer Credit in South Korea increased to 1968270.50 KRW Billion in the third quarter of 2025 from 1953344.60 KRW Billion in the second quarter of 2025. Consumer Credit in South Korea averaged 873760.17 KRW Billion from 1995 until 2025, reaching an all time high of 1968270.50 KRW Billion in the third quarter of 2025 and a record low of 142746.90 KRW Billion in the fourth quarter of 1995. source: The Bank of Korea

Consumer Credit in South Korea is expected to be 1959121.00 KRW Billion by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the South Korea Credit to Households is projected to trend around 2033755.00 KRW Billion in 2027 and 2074430.00 KRW Billion in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 4.19 4.15 percent Dec 2025
Consumer Confidence 110.80 109.90 points Jan 2026
Consumer Credit 1968270.50 1953344.60 KRW Billion Sep 2025
Consumer Spending 279749.60 276188.10 KRW Billion Sep 2025
Disposable Personal Income 2588759.30 2438258.30 KRW Billion Dec 2024
Economic Optimism Index 94.00 93.50 points Jan 2026
Personal Savings 34.40 35.60 percent Sep 2025


South Korea Credit to Households
Actual Previous Highest Lowest Dates Unit Frequency
1968270.50 1953344.60 1968270.50 142746.90 1995 - 2025 KRW Billion Quarterly
Current Prices, NSA