Bank Lending Rate in Slovakia decreased to 4.02 percent in December from 4.09 percent in November of 2025. Bank Lending Rate in Slovakia averaged 3.62 percent from 2011 until 2025, reaching an all time high of 6.67 percent in March of 2024 and a record low of 2.09 percent in October of 2021. source: National Bank of Slovakia

Bank Lending Rate in Slovakia is expected to be 4.02 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Slovakia Bank Lending Rate is projected to trend around 3.77 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 4.02 4.09 percent Dec 2025
Consumer Confidence -26.70 -22.40 points Jan 2026
Consumer Credit 6977.00 6965.00 EUR Million Nov 2025
Consumer Spending 15.03 14.71 EUR Billion Sep 2025
Disposable Personal Income 20224.16 20466.92 EUR Million Sep 2025
Economic Optimism Index 97.40 101.90 points Jan 2026
Gasoline Prices 1.21 1.24 USD/Liter Jan 2026
Households Debt to Income 67.50 69.24 percent Dec 2024
Retail Sales MoM 0.00 -0.70 percent Dec 2025
Retail Sales YoY -5.00 -3.20 percent Dec 2025


Slovakia Bank Lending Rate
In Slovakia, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
4.02 4.09 6.67 2.09 2011 - 2025 percent Monthly