Bank Lending Rate in Luxembourg decreased to 3.59 percent in December from 3.64 percent in November of 2025. Bank Lending Rate in Luxembourg averaged 2.93 percent from 2003 until 2025, reaching an all time high of 6.24 percent in October of 2008 and a record low of 1.30 percent in December of 2021. source: Banque centrale du Luxembourg

Bank Lending Rate in Luxembourg is expected to be 3.59 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Luxembourg Bank Lending Rate is projected to trend around 3.34 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.59 3.64 percent Dec 2025
Consumer Confidence -9.00 -6.10 points Dec 2025
Consumer Credit 1895.00 1875.00 EUR Million Dec 2025
Consumer Spending 5527.48 5464.16 EUR Million Sep 2025
Gasoline Prices 1.72 1.63 USD/Liter Jan 2026
Households Debt to GDP 62.60 62.20 percent of GDP Jun 2025
Households Debt to Income 164.64 169.04 percent Dec 2024
Personal Savings 12.17 12.96 percent Dec 2024
Retail Sales MoM 7.00 1.50 percent Dec 2025
Retail Sales YoY -0.10 -0.80 percent Nov 2025


Luxembourg Bank Lending Rate
In Luxembourg, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
3.59 3.64 6.24 1.30 2003 - 2025 percent Monthly