Consumer Credit in Czech Republic increased to 396152.50 CZK Million in December from 394523.20 CZK Million in November of 2025. Consumer Credit in Czech Republic averaged 166930.23 CZK Million from 1997 until 2025, reaching an all time high of 396152.52 CZK Million in December of 2025 and a record low of 4071.00 CZK Million in January of 1997. source: Czech National Bank

Consumer Credit in Czech Republic is expected to be 370941.00 CZK Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Czech Republic Consumer Credit is projected to trend around 414585.00 CZK Million in 2027 and 424120.00 CZK Million in 2028, according to our econometric models.



Related Last Previous Unit Reference
Consumer Confidence 108.20 111.00 points Jan 2026
Consumer Credit 396152.52 394523.24 CZK Million Dec 2025
Consumer Spending 721.38 718.94 CZK Billion Sep 2025
Gasoline Prices 1.68 1.70 USD/Liter Jan 2026
Households Debt to GDP 31.00 30.80 percent of GDP Jun 2025
Households Debt to Income 51.76 51.52 percent Dec 2024
Personal Savings 16.58 16.93 percent Sep 2025
Private Sector Credit 4476075.80 4443585.10 CZK Million Dec 2025
Retail Sales MoM -0.10 0.80 percent Dec 2025
Retail Sales YoY 1.80 4.60 percent Dec 2025


Czech Republic Consumer Credit
Actual Previous Highest Lowest Dates Unit Frequency
396152.52 394523.24 396152.52 4071.00 1997 - 2025 CZK Million Monthly
Current Prices, NSA