The benchmark interest rate in Bosnia and Herzegovina was last recorded at 4.36 percent. Interest Rate in Bosnia and Herzegovina averaged 8.29 percent from 1998 until 2025, reaching an all time high of 80.25 percent in January of 1999 and a record low of 2.83 percent in November of 2020. source: Central Bank of Bosnia and Herzegovina

Interest Rate in Bosnia and Herzegovina is expected to be 2.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Bosnia And Herzegovina Lending Rate is projected to trend around 2.20 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Central Bank Balance Sheet 18244.50 18313.70 BAM Million Dec 2025
Foreign Exchange Reserves 18213.00 18283.70 BAM Million Dec 2025
Interest Rate 4.36 3.53 percent Nov 2025
Loans to Private Sector 11512.80 11461.50 BAM Million Dec 2025
Money Supply M0 8538.50 8376.90 BAM Million Dec 2025
Money Supply M1 26857.00 25910.80 BAM Million Dec 2025
Money Supply M2 42916.50 42015.40 BAM Million Dec 2025
Money Supply M3 16059.50 16104.50 BAM Million Dec 2025


Bosnia And Herzegovina Lending Rate
The Central Bank of Bosnia and Herzegovina (CBBH) does not set a traditional benchmark interest rate like many central banks. Instead, it operates under a currency board arrangement, maintaining a fixed exchange rate of 1.95583 convertible marks (BAM) to the euro. This arrangement limits the CBBH's ability to adjust interest rates as a monetary policy tool. However, the CBBH does influence liquidity in the banking system through required reserve ratios and by setting interest rates on its foreign currency deposits. These rates are typically low, reflecting the currency board's focus on maintaining the fixed exchange rate rather than using interest rates to control inflation or stimulate economic activity.
Actual Previous Highest Lowest Dates Unit Frequency
4.36 3.53 80.25 2.83 1998 - 2025 percent Monthly