The Central Bank of the UAE kept its overnight deposit facility base rate unchanged at 3.65% in April 2026, mirroring the Federal Reserve’s decision to hold its key rates for a third consecutive month. The UAE’s monetary policy remains closely aligned with the Fed, as the dirham is pegged to the US dollar. Stable policy rates are expected to support steady borrowing costs, including mortgage rates, across the country. Policymakers in the US signaled a cautious, data-dependent approach going forward, with close attention to inflation trends, labor market conditions, and global risks, including geopolitical tensions. source: Central Bank of the United Arab Emirates

The benchmark interest rate in the United Arab Emirates was last recorded at 3.65 percent. Interest Rate in the United Arab Emirates averaged 2.01 percent from 2007 until 2026, reaching an all time high of 5.40 percent in July of 2023 and a record low of 0.15 percent in July of 2021. This page provides - United Arab Emirates Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news. United Arab Emirates Interest Rate - data, historical chart, forecasts and calendar of releases - was last updated on May of 2026.

The benchmark interest rate in the United Arab Emirates was last recorded at 3.65 percent. Interest Rate in the United Arab Emirates is expected to be 3.65 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United Arab Emirates Interest Rate is projected to trend around 3.15 percent in 2027, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2025-09-17 06:30 PM
Interest Rate Decision
4.15% 4.4%
2025-10-29 06:10 PM
Interest Rate Decision
3.90% 4.15% 3.90%
2025-12-10 07:20 PM
Interest Rate Decision
3.65% 3.90% 3.65%


Related Last Previous Unit Reference
Interest Rate 3.65 3.65 percent Apr 2026
Loan Growth YoY 19.30 18.80 percent Feb 2026
Loans to Private Sector 1519454.00 1499877.00 AED Million Feb 2026
Money Supply M0 178510.00 177372.00 AED Million Feb 2026
Money Supply M1 1099824.00 1081334.00 AED Million Feb 2026
Money Supply M2 2856817.00 2789780.00 AED Million Feb 2026
Money Supply M3 3353738.00 3301515.00 AED Million Feb 2026


United Arab Emirates Interest Rate
In the United Arab Emirates the interest rate decisions are taken by the Central Bank of the United Arab Emirates. The official interest rate since 2020 is the base rate applicable to the overnight deposit facility (ODF).
Actual Previous Highest Lowest Dates Unit Frequency
3.65 3.65 5.40 0.15 2007 - 2026 percent Daily

News Stream
UAE Holds Interest Rate, Follows Fed
The Central Bank of the UAE kept its overnight deposit facility base rate unchanged at 3.65% in April 2026, mirroring the Federal Reserve’s decision to hold its key rates for a third consecutive month. The UAE’s monetary policy remains closely aligned with the Fed, as the dirham is pegged to the US dollar. Stable policy rates are expected to support steady borrowing costs, including mortgage rates, across the country. Policymakers in the US signaled a cautious, data-dependent approach going forward, with close attention to inflation trends, labor market conditions, and global risks, including geopolitical tensions.
2026-04-30
UAE Lowers Interest Rate, Follows Fed
The Central Bank of the United Arab Emirates lowered its overnight deposit facility base rate by 25 basis points to 3.65% in December 2025, in line with the U.S. Federal Reserve's rate cut. The UAE Central Bank’s base rate, tied to the Fed's reserve rate, underpins the UAE's monetary policy stance and establishes a benchmark for overnight market interest rates within the country.
2025-12-10
UAE Lowers Interest Rate, Follows Fed
The Central Bank of the United Arab Emirates (CBUAE) lowered its overnight deposit facility base rate by 25 basis points to 3.90% on October 29th, 2025, down from 4.15%. The move followed the US Federal Reserve’s decision to reduce the Interest Rate on Reserve Balances by 25 basis points. "The CBUAE has also decided to maintain the interest rate applicable to borrowing short-term liquidity from the CBUAE at 50 basis points above the Base Rate for all standing credit facilities," the central bank said in a statement. The UAE’s base rate, which is anchored to the Fed’s reserve rate, serves as a key monetary policy tool and a benchmark for overnight market interest rates in the country.
2025-10-29