The Central Bank of the UAE (CBUAE) maintained its overnight deposit facility base rate at 3.9% on Wednesday. The decision followed a similar move by the US Federal Reserve, which held the federal funds rate unchanged at 3.75%–4.00% at its October meeting. The UAE’s monetary policy remains closely aligned with that of the Fed. The Base Rate determines the overall stance of monetary policy and provides an effective floor for overnight money market rates in the country. The central bank also decided to maintain the interest rate applicable to borrowing short-term liquidity from the CBUAE at 50 basis points above the Base Rate for all standing credit facilities. source: Central Bank of the United Arab Emirates

The benchmark interest rate in the United Arab Emirates was last recorded at 3.90 percent. Interest Rate in the United Arab Emirates averaged 2.06 percent from 2007 until 2026, reaching an all time high of 5.40 percent in July of 2023 and a record low of 0.15 percent in July of 2021. This page provides - United Arab Emirates Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news. United Arab Emirates Interest Rate - data, historical chart, forecasts and calendar of releases - was last updated on November of 2026.

The benchmark interest rate in the United Arab Emirates was last recorded at 3.90 percent. Interest Rate in the United Arab Emirates is expected to be 4.15 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United Arab Emirates Interest Rate is projected to trend around 4.15 percent in 2027 and 3.90 percent in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2025-10-29 06:10 PM
Interest Rate Decision
3.90% 4.15% 3.90%
2025-12-10 07:20 PM
Interest Rate Decision
3.65% 3.90% 3.65%
2026-09-16 06:30 PM
Interest Rate Decision
3.9% 3.65% 3.9%


Related Last Previous Unit Reference
Interest Rate 3.90 3.90 percent Oct 2026
Loan Growth YoY 17.30 18.80 percent Sep 2026
Loans to Private Sector 1646690.00 1630678.00 AED Million Sep 2026
Money Supply M0 183863.00 183965.00 AED Million Sep 2026
Money Supply M1 1022220.00 1038934.00 AED Million Sep 2026
Money Supply M2 2938093.00 2919863.00 AED Million Sep 2026
Money Supply M3 3508145.00 3465585.00 AED Million Sep 2026


United Arab Emirates Interest Rate
In the United Arab Emirates the interest rate decisions are taken by the Central Bank of the United Arab Emirates. The official interest rate since 2020 is the base rate applicable to the overnight deposit facility (ODF).
Actual Previous Highest Lowest Dates Unit Frequency
3.90 3.90 5.40 0.15 2007 - 2026 percent Daily

News Stream
UAE Holds Interest Rates After Fed Decision
The Central Bank of the UAE (CBUAE) maintained its overnight deposit facility base rate at 3.9% on Wednesday. The decision followed a similar move by the US Federal Reserve, which held the federal funds rate unchanged at 3.75%–4.00% at its October meeting. The UAE’s monetary policy remains closely aligned with that of the Fed. The Base Rate determines the overall stance of monetary policy and provides an effective floor for overnight money market rates in the country. The central bank also decided to maintain the interest rate applicable to borrowing short-term liquidity from the CBUAE at 50 basis points above the Base Rate for all standing credit facilities.
2026-10-28
UAE Central Bank Raises Base Rate
The Central Bank of the UAE (CBUAE) raised its overnight deposit facility base rate by 25 bps to 3.9% in September 2026, mirroring the Federal Reserve’s decision. The UAE’s monetary policy remains closely aligned with that of the Fed, as the dirham is pegged to the US dollar. The decision followed the Fed’s announcement that it would raise the target range of the federal funds rate by 25 bps to 3.75%-4% at its meeting, while a majority of FOMC members projected another hike this year. The CBUAE also maintained the rate applicable to short-term liquidity borrowing from the central bank through all standing credit facilities at 50 bps above the Base Rate.
2026-09-16
UAE Keeps Key Rates at 3.65% After Fed Move
The Central Bank of the UAE (CBUAE) on Wednesday maintained its overnight deposit facility base rate at 3.65%. The decision followed a similar move by the US Federal Reserve, which continued to hold the federal funds rate unchanged at 3.50%-3.75% at its June meeting. The UAE’s monetary policy remains closely aligned with that of the Fed, as the dirham is pegged to the US dollar. "This decision was taken following the US Federal Reserve’s announcement today to keep the Interest Rate on Reserve Balances (IORB) unchanged," the central bank said in a statement. The central bank also decided to maintain the interest rate applicable to borrowing short-term liquidity from the CBUAE at 50 basis points above the Base Rate for all standing credit facilities.
2026-06-18