Bank Lending Rate in Belgium decreased to 3.47 percent in December from 3.50 percent in November of 2025. Bank Lending Rate in Belgium averaged 2.44 percent from 2011 until 2025, reaching an all time high of 5.52 percent in October of 2023 and a record low of 1.49 percent in April of 2022. source: European Central Bank

Bank Lending Rate in Belgium is expected to be 3.47 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Belgium Bank Lending Rate is projected to trend around 3.22 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.47 3.50 percent Dec 2025
Consumer Confidence 4.00 -1.00 points Jan 2026
Consumer Credit 4706.00 4718.00 EUR Million Nov 2025
Consumer Spending 66961.00 66915.60 EUR Million Sep 2025
Disposable Personal Income 124935.90 130769.70 EUR Million Sep 2025
Gasoline Prices 1.90 1.87 USD/Liter Jan 2026
Households Debt to GDP 56.60 56.60 percent of GDP Jun 2025
Households Debt to Income 94.84 94.89 percent Dec 2024
Personal Savings 12.90 11.40 percent Jun 2025
Retail Sales MoM 0.80 -1.60 percent Dec 2025
Retail Sales YoY 0.00 0.50 percent Dec 2025


Belgium Bank Lending Rate
In Belgium, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
3.47 3.50 5.52 1.49 2011 - 2025 percent Monthly