Bank Lending Rate in Austria increased to 3.81 percent in January from 3.79 percent in December of 2025. Bank Lending Rate in Austria averaged 3.39 percent from 1999 until 2026, reaching an all time high of 7.02 percent in November of 2000 and a record low of 1.57 percent in February of 2021. source: Oesterreichische Nationalbank

Bank Lending Rate in Austria is expected to be 3.81 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Austria Prime Lending Rate is projected to trend around 4.31 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.81 3.79 percent Jan 2026
Consumer Confidence -13.20 -18.40 points Feb 2026
Consumer Credit 186838.00 187402.00 EUR Million Jan 2026
Consumer Spending 46597.85 46524.74 EUR Million Dec 2025
Gasoline Prices 1.85 1.84 USD/Liter Feb 2026
Households Debt to GDP 43.30 43.40 percent of GDP Jun 2025
Households Debt to Income 67.89 73.51 percent Dec 2024
Personal Savings 6.72 22.55 percent Sep 2025
Retail Sales MoM -0.30 2.20 percent Jan 2026
Retail Sales YoY 0.70 0.40 percent Jan 2026


Austria Prime Lending Rate
In Austria, the prime lending rate rate is the floating rate of interest charged on loans of up to and including EUR 1 million EUR by commercial banks to new businesses..
Actual Previous Highest Lowest Dates Unit Frequency
3.81 3.79 7.02 1.57 1999 - 2026 percent Monthly