Consumer Credit in Portugal increased to 153522.20 EUR Million in July from 152121.50 EUR Million in June of 2026. Consumer Credit in Portugal averaged 73926.93 EUR Million from 1979 until 2026, reaching an all time high of 153522.20 EUR Million in July of 2026 and a record low of 441.50 EUR Million in December of 1979. source: Banco de Portugal

Consumer Credit in Portugal is expected to be 143573.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Portugal Consumer Credit is projected to trend around 149012.00 EUR Million in 2027 and 151694.00 EUR Million in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 4.06 4.03 percent Jul 2026
Consumer Confidence -20.50 -22.60 points Aug 2026
Consumer Credit 153522.20 152121.50 EUR Million Jul 2026
Consumer Spending 39640.40 39235.90 EUR Million Jun 2026
Disposable Personal Income 76004.32 81360.70 EUR Million Mar 2026
Gasoline Prices 2.32 2.26 USD/Liter Aug 2026
Households Debt to GDP 53.90 53.50 percent of GDP Dec 2025
Households Debt to Income 77.53 75.57 percent Dec 2025
Personal Savings 12.10 12.20 percent Dec 2025
Private Consumption YoY 2.80 2.80 percent Jul 2026
Retail Sales MoM 0.00 1.40 percent Jul 2026
Retail Sales YoY 3.00 2.70 percent Jul 2026


Portugal Consumer Credit
Actual Previous Highest Lowest Dates Unit Frequency
153522.20 152121.50 153522.20 441.50 1979 - 2026 EUR Million Monthly
Current Prices, NSA