Consumer Credit in Portugal increased to 143598.50 EUR Million in November from 142471.50 EUR Million in October of 2025. Consumer Credit in Portugal averaged 72921.46 EUR Million from 1979 until 2025, reaching an all time high of 143598.50 EUR Million in November of 2025 and a record low of 441.50 EUR Million in December of 1979. source: Banco de Portugal

Consumer Credit in Portugal is expected to be 137995.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Portugal Consumer Credit is projected to trend around 148960.00 EUR Million in 2027 and 151642.00 EUR Million in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.65 3.64 percent Nov 2025
Consumer Confidence -14.70 -14.50 points Jan 2026
Consumer Credit 143598.50 142471.50 EUR Million Nov 2025
Consumer Spending 38675.30 38223.00 EUR Million Sep 2025
Disposable Personal Income 78789.80 75362.80 EUR Million Sep 2025
Gasoline Prices 2.00 1.95 USD/Liter Jan 2026
Households Debt to GDP 53.10 52.70 percent of GDP Jun 2025
Households Debt to Income 75.51 80.03 percent Dec 2024
Personal Savings 12.50 12.50 percent Sep 2025
Private Consumption YoY 3.20 3.10 percent Dec 2025
Retail Sales MoM -3.20 2.40 percent Dec 2025
Retail Sales YoY 3.10 6.50 percent Dec 2025


Portugal Consumer Credit
Actual Previous Highest Lowest Dates Unit Frequency
143598.50 142471.50 143598.50 441.50 1979 - 2025 EUR Million Monthly
Current Prices, NSA