Consumer Credit in Portugal increased to 145494.40 EUR Million in January from 144642.60 EUR Million in December of 2025. Consumer Credit in Portugal averaged 73162.76 EUR Million from 1979 until 2026, reaching an all time high of 145494.40 EUR Million in January of 2026 and a record low of 441.50 EUR Million in December of 1979. source: Banco de Portugal

Consumer Credit in Portugal is expected to be 137995.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Portugal Consumer Credit is projected to trend around 150044.00 EUR Million in 2027 and 152744.00 EUR Million in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.80 3.71 percent Jan 2026
Consumer Confidence -15.30 -14.70 points Feb 2026
Consumer Credit 145494.40 144642.60 EUR Million Jan 2026
Consumer Spending 39034.65 38674.15 EUR Million Dec 2025
Disposable Personal Income 78789.80 75362.80 EUR Million Sep 2025
Gasoline Prices 1.99 2.00 USD/Liter Feb 2026
Households Debt to GDP 53.10 52.70 percent of GDP Jun 2025
Households Debt to Income 75.51 80.03 percent Dec 2024
Personal Savings 12.50 12.50 percent Sep 2025
Private Consumption YoY 3.30 3.20 percent Jan 2026
Retail Sales MoM 2.00 -3.10 percent Jan 2026
Retail Sales YoY 4.60 2.80 percent Jan 2026


Portugal Consumer Credit
Actual Previous Highest Lowest Dates Unit Frequency
145494.40 144642.60 145494.40 441.50 1979 - 2026 EUR Million Monthly
Current Prices, NSA