Bank Lending Rate in Netherlands increased to 2.44 percent in December from 2.35 percent in November of 2025. Bank Lending Rate in Netherlands averaged 2.92 percent from 2003 until 2025, reaching an all time high of 6.26 percent in October of 2008 and a record low of 0.26 percent in May of 2022. source: De Nederlandsche Bank

Bank Lending Rate in Netherlands is expected to be 2.44 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Netherlands Bank Lending Rate is projected to trend around 2.19 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 2.44 2.35 percent Dec 2025
Consumer Confidence -24.00 -23.00 points Feb 2026
Consumer Credit 7282.00 7356.00 EUR Million Dec 2025
Consumer Spending 105463.00 105179.00 EUR Million Dec 2025
Disposable Personal Income 487078.00 440338.00 EUR Million Dec 2023
Gasoline Prices 2.60 2.52 USD/Liter Jan 2026
Households Debt to GDP 93.90 94.00 percent of GDP Jun 2025
Households Debt to Income 180.55 184.28 percent Dec 2024
Personal Savings 10.19 26.23 percent Sep 2025
Household Consumption YoY 0.80 0.90 percent Dec 2025
Retail Sales MoM -0.90 0.60 percent Dec 2025
Retail Sales YoY 3.00 4.30 percent Dec 2025


Netherlands Bank Lending Rate
In Netherlands, the bank lending rate rate is the average rate of interest charged on loans by comercial banks to private individuals and companies..
Actual Previous Highest Lowest Dates Unit Frequency
2.44 2.35 6.26 0.26 2003 - 2025 percent Monthly