Consumer Credit in Netherlands decreased to 7282 EUR Million in December from 7356 EUR Million in November of 2025. Consumer Credit in Netherlands averaged 18714.12 EUR Million from 1998 until 2025, reaching an all time high of 28798.00 EUR Million in August of 2010 and a record low of 7282.00 EUR Million in December of 2025. source: De Nederlandsche Bank

Consumer Credit in Netherlands is expected to be 7573.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Netherlands Consumer Credit is projected to trend around 7509.00 EUR Million in 2027 and 7622.00 EUR Million in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 2.44 2.35 percent Dec 2025
Consumer Confidence -23.00 -21.00 points Jan 2026
Consumer Credit 7282.00 7356.00 EUR Million Dec 2025
Consumer Spending 105463.00 105179.00 EUR Million Dec 2025
Disposable Personal Income 487078.00 440338.00 EUR Million Dec 2023
Gasoline Prices 2.60 2.52 USD/Liter Jan 2026
Households Debt to GDP 93.90 94.00 percent of GDP Jun 2025
Households Debt to Income 180.55 184.28 percent Dec 2024
Personal Savings 10.19 26.23 percent Sep 2025
Household Consumption YoY 0.80 0.90 percent Dec 2025
Retail Sales MoM -0.90 0.60 percent Dec 2025
Retail Sales YoY 3.00 4.30 percent Dec 2025


Netherlands Consumer Credit
Actual Previous Highest Lowest Dates Unit Frequency
7282.00 7356.00 28798.00 7282.00 1998 - 2025 EUR Million Monthly
NSA