Bank Lending Rate in Hungary decreased to 7.25 percent in February from 7.50 percent in January of 2026. Bank Lending Rate in Hungary averaged 7.31 percent from 2000 until 2026, reaching an all time high of 25.00 percent in October of 2022 and a record low of 0.90 percent in November of 2016. source: National Bank of Hungary

Bank Lending Rate in Hungary is expected to be 7.25 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Hungary Interest Rate on Collateralized Loans is projected to trend around 5.50 percent in 2027 and 5.00 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 7.25 7.50 percent Feb 2026
Consumer Confidence -19.90 -22.00 points Feb 2026
Consumer Credit 1834.88 1819.04 HUF Billion Jan 2026
Consumer Spending 9851154.00 8909700.00 HUF Million Dec 2025
Gasoline Prices 1.76 1.76 USD/Liter Feb 2026
Households Debt to GDP 17.50 17.20 percent of GDP Jun 2025
Households Debt to Income 26.86 27.19 percent Dec 2024
Personal Savings 18.64 20.17 percent Dec 2024
Private Sector Credit 12862.50 12695.50 HUF Billion Jan 2026
Retail Sales MoM 0.50 0.40 percent Jan 2026
Retail Sales YoY 3.50 3.50 percent Jan 2026


Hungary Interest Rate on Collateralized Loans
In Hungary, interest rate on collateralized loans is 1 day interest charged on loans by central bank to commercial banks and companies.
Actual Previous Highest Lowest Dates Unit Frequency
7.25 7.50 25.00 0.90 2000 - 2026 percent Monthly