Bank Lending Rate in Albania increased to 9.39 percent in November from 8.80 percent in October of 2025. Bank Lending Rate in Albania averaged 9.05 percent from 2018 until 2025, reaching an all time high of 11.36 percent in October of 2022 and a record low of 7.52 percent in October of 2024. source: Bank of Albania

Bank Lending Rate in Albania is expected to be 9.39 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Albania Bank Lending Rate is projected to trend around 9.89 percent in 2027 and 10.14 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 9.39 8.80 percent Nov 2025
Consumer Confidence -25.00 -25.00 points Jan 2026
Consumer Credit 365772.81 355032.61 ALL Million Nov 2025
Economic Optimism Index 109.90 105.80 points Jan 2026


Albania Bank Lending Rate
In Albania, the bank lending rate is the interest rate charged on credit extended to private individuals by commercial banks.
Actual Previous Highest Lowest Dates Unit Frequency
9.39 8.80 11.36 7.52 2018 - 2025 percent Monthly
NSA