Deposit Interest Rate in Poland remained unchanged at 3.50 percent in January. Deposit Interest Rate in Poland averaged 2.66 percent from 2001 until 2026, reaching an all time high of 7.50 percent in December of 2001 and a record low of 0.00 percent in April of 2020. source: National Bank of Poland

Deposit Interest Rate in Poland is expected to be 3.25 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Poland Deposit Interest Rate is projected to trend around 2.50 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Banks Balance Sheet 3753216.20 3735606.20 PLN Million Dec 2025
Cash Reserve Ratio 3.50 3.50 percent Jan 2026
Central Bank Balance Sheet 1095729.40 1118057.20 PLN Million Dec 2025
Deposit Interest Rate 3.50 3.50 percent Jan 2026
Foreign Exchange Reserves 293900.00 271100.00 USD Million Jan 2026
Interbank Rate 3.85 3.85 percent Feb 2026
Interest Rate 4.00 4.00 percent Feb 2026
Loans to Private Sector 442866.54 452280.90 PLN Million Dec 2025
Money Supply M0 613267.10 564114.60 PLN Million Dec 2025
Money Supply M1 2069907.50 1983416.90 PLN Million Dec 2025
Money Supply M2 2725616.40 2675004.00 PLN Million Dec 2025
M3 Money Supply YoY 2737686.90 2692766.10 PLN Million Dec 2025


Poland Deposit Interest Rate
In Poland, the deposit facility rate determines the interest rate on deposits with the central bank. It sets the floor for fluctuations of the overnight market rate. The deposit rate and the lombard rate create the fluctuation band for the overnight rate which is symmetric to the central bank’s reference rate..
Actual Previous Highest Lowest Dates Unit Frequency
3.50 3.50 7.50 0.00 2001 - 2026 percent Monthly
NSA