Deposit Interest Rate in Poland remained unchanged at 4.50 percent in August. Deposit Interest Rate in Poland averaged 2.64 percent from 2001 until 2025, reaching an all time high of 7.50 percent in December of 2001 and a record low of 0.00 percent in April of 2020. source: National Bank of Poland

Deposit Interest Rate in Poland is expected to be 4.25 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Poland Deposit Interest Rate is projected to trend around 4.00 percent in 2026 and 3.50 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Banks Balance Sheet 3605932.70 3671228.40 PLN Million Jul 2025
Cash Reserve Ratio 3.50 3.50 percent Aug 2025
Central Bank Balance Sheet 1099952.40 1068818.60 PLN Million Jul 2025
Deposit Interest Rate 4.50 4.50 percent Aug 2025
Foreign Exchange Reserves 260900.00 255941.50 USD Million Aug 2025
Interbank Rate 4.77 4.79 percent Sep 2025
Interest Rate 4.75 5.00 percent Sep 2025
Loans to Private Sector 432417.25 428239.55 PLN Million Jul 2025
Money Supply M0 546496.20 559786.50 PLN Million Jul 2025
Money Supply M1 1910424.20 1915772.30 PLN Million Jul 2025
Money Supply M2 2592791.90 2570431.20 PLN Million Jul 2025
M3 Money Supply YoY 2606136.50 2585831.70 PLN Million Jul 2025



Poland Deposit Interest Rate
In Poland, the deposit facility rate determines the interest rate on deposits with the central bank. It sets the floor for fluctuations of the overnight market rate. The deposit rate and the lombard rate create the fluctuation band for the overnight rate which is symmetric to the central bank’s reference rate..
Actual Previous Highest Lowest Dates Unit Frequency
4.50 4.50 7.50 0.00 2001 - 2025 percent Monthly
NSA