Deposit Interest Rate in Poland remained unchanged at 3.50 percent in February. Deposit Interest Rate in Poland averaged 2.66 percent from 2001 until 2026, reaching an all time high of 7.50 percent in December of 2001 and a record low of 0.00 percent in April of 2020. source: National Bank of Poland

Deposit Interest Rate in Poland is expected to be 3.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Poland Deposit Interest Rate is projected to trend around 2.75 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Banks Balance Sheet 3394330.00 3753216.20 PLN Million Jan 2026
Cash Reserve Ratio 3.50 3.50 percent Jan 2026
Central Bank Balance Sheet 1165520.10 1095729.40 PLN Million Jan 2026
Deposit Interest Rate 3.50 3.50 percent Feb 2026
Foreign Exchange Reserves 305785.00 293853.00 USD Million Feb 2026
Interbank Rate 3.82 3.80 percent Mar 2026
Interest Rate 3.75 4.00 percent Mar 2026
Loans to Private Sector 449848.40 442866.54 PLN Million Jan 2026
Money Supply M0 559986.30 613267.10 PLN Million Jan 2026
Money Supply M1 2011380.30 2069907.50 PLN Million Jan 2026
Money Supply M2 2699852.30 2725616.40 PLN Million Jan 2026
M3 Money Supply YoY 2714997.70 2737686.90 PLN Million Jan 2026


Poland Deposit Interest Rate
In Poland, the deposit facility rate determines the interest rate on deposits with the central bank. It sets the floor for fluctuations of the overnight market rate. The deposit rate and the lombard rate create the fluctuation band for the overnight rate which is symmetric to the central bank’s reference rate..
Actual Previous Highest Lowest Dates Unit Frequency
3.50 3.50 7.50 0.00 2001 - 2026 percent Monthly
NSA