Lending Rate in Nigeria decreased to 18.02 percent in December from 18.89 percent in November of 2025. Lending Rate in Nigeria averaged 14.15 percent from 1961 until 2025, reaching an all time high of 37.80 percent in September of 1993 and a record low of 6.00 percent in April of 1975. source: Central Bank of Nigeria

Lending Rate in Nigeria is expected to be 16.02 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Nigeria Lending Rate is projected to trend around 8.02 percent in 2027 and 6.02 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Cash Reserve Ratio 45.00 45.00 percent Dec 2025
Deposit Interest Rate 11.82 10.82 percent Dec 2025
Foreign Exchange Reserves 46110.00 45450.00 USD Million Jan 2026
Interbank Rate 24.63 24.53 percent Nov 2025
Interest Rate 27.00 27.00 percent Dec 2025
Lending Rate 18.02 18.89 percent Dec 2025
Money Supply M0 5732860.29 5261793.44 NGN Million Dec 2025
Money Supply M1 42142000.42 40527791.37 NGN Million Dec 2025
Money Supply M2 124400185.00 122940404.13 NGN Million Dec 2025
Money Supply M3 124409844.52 122950064.18 NGN Million Dec 2025


Nigeria Lending Rate
Actual Previous Highest Lowest Dates Unit Frequency
18.02 18.89 37.80 6.00 1961 - 2025 percent Monthly