Bank Lending Rate in Kenya decreased to 14.82 percent in December from 14.88 percent in November of 2025. Bank Lending Rate in Kenya averaged 15.89 percent from 1971 until 2025, reaching an all time high of 32.28 percent in April of 1994 and a record low of 9.00 percent in January of 1972. source: Central Bank of Kenya

Bank Lending Rate in Kenya is expected to be 14.57 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Kenya Bank Lending Rate is projected to trend around 13.82 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 14.82 14.88 percent Dec 2025
Consumer Spending 8119498.00 7586646.00 KES Million Dec 2024
Disposable Personal Income 15349.50 14187.79 KES Billion Dec 2024
Gasoline Prices 1.41 1.43 USD/Liter Jan 2026


Kenya Bank Lending Rate
In Kenya, the bank lending rate is the upper rate of interest charged on unsecured loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
14.82 14.88 32.28 9.00 1971 - 2025 percent Monthly