European Union - Housing cost overburden rate: Owner, with mortgage or loan was 5.00% in December of 2025, according to the EUROSTAT. Trading Economics provides the current actual value, an historical data chart and related indicators for European Union - Housing cost overburden rate: Owner, with mortgage or loan - last updated from the EUROSTAT on May of 2026. Historically, European Union - Housing cost overburden rate: Owner, with mortgage or loan reached a record high of 8.60% in December of 2011 and a record low of 3.50% in December of 2020.



Housing Cost Overburden Rate: Owner, With Mortgage Or Loan
Country Last Previous Unit Reference
Greece 22.20 20.90 % Dec 2025
Bulgaria 18.60 13.70 % Dec 2025
Germany 13.00 14.50 % Dec 2025
Slovakia 9.40 3.80 % Dec 2025
Poland 8.00 5.00 % Dec 2025
Estonia 5.60 6.60 % Dec 2025
Latvia 4.90 3.10 % Dec 2025
Sweden 4.60 4.70 % Dec 2025
Euro Area 4.50 5.00 % Dec 2025
Romania 4.30 0.20 % Dec 2025
Czech Republic 4.30 4.00 % Dec 2025
Lithuania 3.80 4.90 % Dec 2025
Spain 3.40 4.30 % Dec 2025
Portugal 3.00 3.80 % Dec 2025
Croatia 2.50 2.40 % Dec 2025
Austria 2.40 2.10 % Dec 2025
Luxembourg 2.20 4.50 % Dec 2025
Malta 2.10 1.70 % Dec 2025
Finland 1.80 1.80 % Dec 2025
Hungary 1.70 10.10 % Dec 2025
Netherlands 1.10 1.00 % Dec 2025
France 1.10 1.10 % Dec 2025
Belgium 0.90 1.00 % Dec 2025
Ireland 0.80 1.30 % Dec 2025
Cyprus 0.40 0.30 % Dec 2025

European Union | Housing Statistics

European Union | EUROSTAT Indicators