European Union - Housing cost overburden rate: Owner, no outstanding mortgage or housing loan was 3.80% in December of 2025, according to the EUROSTAT. Trading Economics provides the current actual value, an historical data chart and related indicators for European Union - Housing cost overburden rate: Owner, no outstanding mortgage or housing loan - last updated from the EUROSTAT on May of 2026. Historically, European Union - Housing cost overburden rate: Owner, no outstanding mortgage or housing loan reached a record high of 7.40% in December of 2013 and a record low of 3.80% in December of 2025.



Housing Cost Overburden Rate: Owner, No Outstanding Mortgage Or Housing Loan
Country Last Previous Unit Reference
Greece 26.20 25.70 % Dec 2025
Sweden 14.00 14.00 % Dec 2025
Germany 5.80 6.80 % Dec 2025
Bulgaria 5.80 7.00 % Dec 2025
Estonia 4.80 5.60 % Dec 2025
Latvia 4.60 6.20 % Dec 2025
Lithuania 4.50 5.20 % Dec 2025
Czech Republic 3.60 3.90 % Dec 2025
Euro Area 3.60 4.10 % Dec 2025
Hungary 3.50 6.70 % Dec 2025
Netherlands 3.00 2.50 % Dec 2025
Spain 1.90 2.20 % Dec 2025
France 1.60 1.40 % Dec 2025
Belgium 1.60 2.30 % Dec 2025
Malta 1.40 1.30 % Dec 2025
Portugal 1.30 2.00 % Dec 2025
Luxembourg 1.30 1.20 % Dec 2025
Ireland 0.80 1.00 % Dec 2025
Cyprus 0.20 0.10 % Dec 2025

European Union | Housing Statistics

European Union | EUROSTAT Indicators