Washington Trust Bancorp, Inc. is a bank holding company. The Company offers a comprehensive product line of banking and financial services to individuals and businesses, including commercial, residential and consumer lending, retail and commercial deposit products, and wealth management and trust services. The Company’s lending activities include commercial loans, residential real estate loans and consumer loans. The Company offers a range of deposit products with a variety of interest rates and terms to consumer, commercial, non-profit and municipal deposit customers. Its deposit accounts consist of noninterest-bearing demand deposits, interest-bearing demand deposits, negotiable order of withdrawal (NOW) accounts, money market accounts, savings accounts and time deposits. It provides a range of wealth management services to personal and institutional clients. These services include investment management; holistic financial planning services; personal trust and estate services.