MidWestOne Financial Group, Inc. is a bank holding company. The Company’s principal business is to serve its subsidiary, MidWestOne Bank (the Bank). The Bank is focused on delivering relationship-based business and personal banking products and services. The Bank provides commercial loans, real estate loans, agricultural loans, credit card loans, and consumer loans. The Bank also provides deposit products, including demand and interest checking accounts, savings accounts, money market accounts, and time deposits. In addition to its loan and deposit products, the Bank also provides products and services, including treasury management, Zelle, online and mobile banking, credit and debit cards, automatic teller machines (ATMs), and safe deposit boxes. The Bank also has a trust department through which it offers services, including the administration of estates, personal trusts, and conservatorships and the management of real property.