IDT Corporation is a provider of fintech, unified cloud communications and traditional communications services. The Company operates through three business segments, Fintech, net2phone-Unified Communications as a Service (UCaaS), and Traditional Communications. The Fintech segment consist of BOSS Revolution Money Transfer, a provider of money remittance and related value/payment transfer services, and National Retail Solutions (NRS) operator of a nationwide point of sale (POS) retail network providing payment processing, digital advertising, transaction data, and ancillary services. The net2phone-UCaaS segment consist of net2phone’s cloud communications offerings. The Traditional Communications segment includes Mobile Top-Up, which enables customers to transfer airtime and bundles of airtime, messaging, and data to international and domestic mobile accounts, and BOSS Revolution Calling, an international long-distance calling service marketed primarily to immigrant communities.