Fiserv, Inc. is a global provider of payments and financial services technology solutions. The Company provides account processing and digital banking solutions, card issuer processing and network services, payments, e-commerce, merchant acquiring and processing, and the Clover cloud-based point-of-sale solution. The Company operates through three segments: Merchant Acceptance (Acceptance), Financial Technology (Fintech) and Payments and Network (Payments). Its Acceptance segment offers a wide range of products and services to merchants around the world. Its Fintech segment is engaged in providing financial institutions with the technology solutions they need to run their operations. Its Payments segment offers products and services required to process digital payment transactions. The Company serves clients around the globe, including banks, credit unions, corporates, associates, government, healthcare, other financial institutions and merchants.